304 E Laurel Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 304 E Laurel Rd, Bellingham, WA 98226

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,836 sqft · built 1920
Lot Size0.69 acres (30,056 sqft)
Owner2 Individual Names on Record
Last Sale$490,000 (Dec 2023)
Tax Bill$4,969 (2025)
Deeds & MortgagesDec 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN390319-258282-0000

Property Details

APN / Parcel Number

Primary APN390319-258282-0000
Alternative APNs
  • 103281
  • 589178
  • 490432

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,836 sqft Living Area
Gross Area3,154 sqft
1st Floor Area1,020 sqft
Basement Area1,020 sqft
FlooringCarpet
Interior WallsFinished/Painted
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1924
Architectural StyleMulti-Level
Exterior MaterialConcrete
Roof MaterialComposition Shingle
Lot Area30,056 sqft (0.69 acres)
Garage TypeDetached
Garage Area576 sqft
Parking Spaces4 Parking Spaces
PorchEnclosed Porch
Porch Area298 sqft
Storage Building864 sqft

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Account Number103281
Street Address304 E LAUREL RD
CityBELLINGHAM
StateWA
Zip98226-9773
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5A
Legal DescriptionTR IN SW NE DAF-BEG AT SW COR OF SW NE-TH E ALG S LI OF SW NE 79 FT TO POB- TH N PAR TO W LI OF SW NE 232 FT M/L TO N LI OF TR CONV JACK HOLLIDAY UNDER AF 994009-TH E ALG N LI OF SD HOLLIDAY TR TO NE COR OF SD HOLLIDAY TR-TH SW IN A STRAIGHT LI TO IN
Legal Range03
Legal Township39
Legal Section19
JurisdictionWHATCOM WA
Township / Civil DivisionFERNDALE
Census Block Group2
Census Block2007
Census Tract10701

Owner

Source: Whatcom County records, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address304 E LAUREL RD, BELLINGHAM, WA 98226-9773
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2023 · Amount on Record
Deed SaleDec 1, 2023 · Amount on Record
Deed Document Number202342
Prior Transfer DateFeb 14, 2022
Prior Transfer Doc0000002314
Record UpdatedSep 20, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateDec 1, 2023
Property Address304 E LAUREL RD, BELLINGHAM, WA 98226-9773
Document Number0001200042
Instrument DateNov 28, 2023
Instrument2023-1200042
Transaction TypeTransfer
Record UpdatedDec 8, 2023
Title CompanyWHATCOM LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,845.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 E LAUREL RD, BELLINGHAM, WA 98226-9773

Mortgage

Document Number0001200043
DateDec 1, 2023
Instrument2023-1200043
Lender
NameWESTERFIELD FINANCIAL LLC
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictMeridian School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,969.00 (+81.15%)$578,688 (+71.28%) Land $254,480 Building $324,208$578,688 (+71.28%) Land $254,480 Building $324,208
2022$337,856 Land $103,919 Building $233,937$337,856 Land $103,919 Building $233,937
2021$2,743.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Ziply Fiber.

Nearby Properties on E Laurel Rd

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