Whatcom County property record for 323 E Laurel Rd, Bellingham, WA 98226
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,882 sqft · built 1923 |
| Lot Size | 4.9 acres (213,444 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $440,000 (Aug 2016) |
| Tax Bill | $7,207 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 534172 |
| Primary APN | 534172 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,882 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| 2nd Floor Area | 538 sqft |
| Basement Area | 336 sqft |
| Unfinished Basement | 336 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1923 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Roof Material | Composition Shingle |
| Lot Area | 213,444 sqft (4.9 acres) |
| Garage Type | Detached |
| Garage Area | 784 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 48 sqft |
| Storage Building | 972 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 534172 |
|---|---|
| Street Address | 323 E LAUREL RD |
| City | BELLINGHAM |
| State | WA |
| Zip | 98226-9773 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5A |
| Legal Description | LOT 1 BACON SHORT PLAT AS REC BOOK 4 SHORT PLATS PG 84-EXC UNDIV 1/2 INT IN OIL RTS AS RES IN VOL 332-D-395-EXC PTN TO WHATCO |
| Legal Range | 03 |
| Legal Township | 39 |
| Legal Section | 19 |
| Legal Subdivision | BACON SHORT PLAT |
| Legal Lot Number | 1 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 10701 |
Source: Whatcom County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 323 E LAUREL RD, BELLINGHAM, WA 98226-9773 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2016 · Amount on Record |
| Deed Sale | Aug 29, 2016 · Amount on Record |
| Deed Document Number | 2016-0803541 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 323 E LAUREL RD, BELLINGHAM, WA 98226-9773 |
| Document Number | 2200704297 |
| Instrument Date | Jul 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2020 |
| Title Company | CHICAGO TITLE BELLINGHAM |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 323 E LAUREL RD BELLINGHAM WA 982269773, BELLINGHAM, WA 98226-9773 |
| Document Number | 2200704297 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 704297 |
| Name | UMPQUA BK |
|---|---|
| Type | Bank |
| Address | VANCOUVER, WA 98660 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 26, 2050 |
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Meridian School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,207.00 (+32.24%) | $822,311 (+16.2%) Land $397,516 Building $424,795 | $822,311 (+16.2%) Land $397,516 Building $424,795 |
| 2022 | $707,680 Land $318,946 Building $388,734 | $707,680 Land $318,946 Building $388,734 | |
| 2021 | $5,450.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEER CREEK WATER ASSOC. private · serves 2,000 people · EPA ID WA5318418 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Ziply Fiber.
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