3649 Mount Vernon Ave, Oceanside, CA 92057 Property Records

San Diego County property record for 3649 Mount Vernon Ave, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,050 sqft · built 1975
Lot Size	0.4 acres (1,737 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Aug 2022)
Tax Bill	$5,167 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Mar 2017 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`162-332-14-00`

Property Details

APN / Parcel Number

Primary APN	`162-332-14-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,050 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	1,737 sqft (0.4 acres)
Lot Dimensions	62 ft deep x 28 ft wide
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	3649 MOUNT VERNON AVE
City	OCEANSIDE
State	CA
Zip	92057-8602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 223 UND 1/141 INT IN LOT C&ALL OF TR 007536
Legal Subdivision	OCEANA SOUTH
Legal Tract	007536
Legal Block	3
Legal Lot Number	223,C
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3012
Census Tract	18512

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3649 MOUNT VERNON AVE, OCEANSIDE, CA 92057-8602
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Mar 1, 2017	Quit Claim Deed, Transfer Quitclaim
Jan 19, 2017	Affidavit of Death, Transfer CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO
Jan 19, 2017	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2022 · Amount on Record
Deed Sale	Aug 1, 2022 · Amount on Record
Prior Sale	Jul 16, 1999 · Amount on Record
Deed Document Number	2022312929
Prior Transfer Date	Jan 17, 2017
Prior Transfer Doc	0000097901
Record Updated	Sep 20, 2026

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 1, 2022
Property Address	3649 MOUNT VERNON AVE, OCEANSIDE, CA 92057-8602
Document Number	0000312929
Map Reference	FILE 75-047063
Instrument Date	Jul 22, 2022
Instrument	2022-0312929
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3649 MOUNT VERNON AVE, OCEANSIDE, CA 92057-8602

Mortgage

Document Number	0000312930
Date	Aug 1, 2022
Instrument	2022-0312930

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 1, 2017
Property Address	3649 MOUNT VERNON AVE, OCEANSIDE, CA 92057-8602
Document Number	0000097901
Instrument Date	Jan 17, 2017
Instrument	97901
Transaction Type	Transfer
Record Updated	Mar 7, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4815 CHALK CT OCEANSIDE CA 920576241, OCEANSIDE, CA 92057-6241

January 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 19, 2017
Property Address	3649 MOUNT VERNON AVE, OCEANSIDE, CA 92057-8602
Document Number	0000030239
Instrument Date	Jan 17, 2017
Instrument	30239
Transaction Type	Transfer
Record Updated	Jan 26, 2017
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4815 CHALK CT OCEANSIDE CA 920576241, OCEANSIDE, CA 92057-6241

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 19, 2017
Property Address	3649 MOUNT VERNON AVE, OCEANSIDE, CA 92057-8602
Document Number	0000030240
Instrument Date	Jan 6, 2017
Instrument	30240
Transaction Type	Transfer
Record Updated	Jan 26, 2017
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4815 CHALK CT OCEANSIDE CA 920576241, OCEANSIDE, CA 92057-6241

Mortgage

Document Number	30241,
Date	Jan 19, 2017
Instrument	30241

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 18, 2032

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$466,930 (+2%) Land $360,810 Building $106,120
2025	$5,167.00 (+1.93%)	$457,776 (+4.04%) Land $353,736 Building $104,040
2024	$5,069.00 (+3.18%)
2023	$4,913.00 (+211.74%)	$440,000 Land $340,000 Building $100,000
2022	$1,576.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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