3662 Mount Vernon Ave, Oceanside, CA 92057 Property Records

San Diego County property record for 3662 Mount Vernon Ave, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,050 sqft · built 1975
Lot Size	0.39 acres (1,711 sqft)
Owner	Company Name on Record
Last Sale	$389,000 (Jan 2023)
Tax Bill	$4,496 (2025)
Deeds & Mortgages	Feb 2023 Transfer Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`162-332-19-00`

Property Details

APN / Parcel Number

Primary APN	`162-332-19-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,050 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	1,711 sqft (0.39 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	3662 MOUNT VERNON AVE
City	OCEANSIDE
State	CA
Zip	92057-8601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 228 UND 1/141 INT IN LOT C&ALL OF TR 007536
Legal Subdivision	OCEANA SOUTH
Legal Tract	007536
Legal Block	3
Legal Lot Number	228,C
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3014
Census Tract	18512

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3662 MOUNT VERNON AVE, OCEANSIDE, CA 92057-8601
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Intrafamily Transfer, Transfer
Jan 24, 2023	Grant Deed, Transfer · Conventional Mortgage SAN DIEGO FIREFIGHTERS FCU
Dec 22, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2023 · Amount on Record
Deed Sale	Jan 24, 2023 · Amount on Record
Prior Sale	Dec 22, 2020 · Amount on Record
Deed Document Number	202319116
Last Transfer Date	Feb 23, 2023
Transfer Doc	0000049593
Record Updated	Sep 20, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 27, 2023
Property Address	3662 MOUNT VERNON AVE, OCEANSIDE, CA 92057-8601
Document Number	0000049593
Map Reference	MAP 7536
Instrument Date	Feb 23, 2023
Instrument	2023-0049593
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3662 MOUNT VERNON AVE, OCEANSIDE, CA 92057-8601

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3455 PASEO DE ALICIA UNIT 12, 12, OCEANSIDE, CA 92056-4163

January 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 24, 2023
Property Address	3662 MOUNT VERNON AVE, OCEANSIDE, CA 92057-8601
Document Number	0000019116
Map Reference	MAP 7536
Instrument Date	Dec 15, 2022
Instrument	2023-0019116
Transaction Type	Transfer
Record Updated	Feb 1, 2023
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3455 PASEO DE ALICIA UNIT 12, 12, OCEANSIDE, CA 92056-4163

Mortgage

Document Number	0000019117
Date	Jan 24, 2023
Instrument	2023-0019117

Lender

Name	SAN DIEGO FIREFIGHTERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Feb 1, 2028
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	5-Year TN
Max Rate	10.8%

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 22, 2020
Property Address	3662 MOUNT VERNON AVE, OCEANSIDE, CA 92057-8601
Document Number	0000827417
Map Reference	MAP 7536
Instrument Date	Dec 14, 2020
Instrument	2020-0827417
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3662 MOUNT VERNON AVE, OCEANSIDE, CA 92057-8601

Mortgage

Document Number	0000827418
Date	Dec 22, 2020
Instrument	2020-0827418

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$412,807 (+2%) Land $250,188 Building $162,619
2025	$4,496.00 (+17.57%) Homeowner's exemption	$404,714 (+16.12%) Land $245,283 Building $159,431
2023	$3,824.00 (+1.57%) Homeowner's exemption	$348,532 Land $211,233 Building $137,299
2022	$3,765.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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