San Diego County property record for 3631 Mount Vernon Ave, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,050 sqft · built 1975 |
| Lot Size | 0.4 acres (1,764 sqft) |
| Owner | Individual Name on File |
| Last Sale | $312,000 (Apr 2017) |
| Tax Bill | $4,020 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 162-332-12-00 |
| Primary APN | 162-332-12-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,050 sqft Living Area |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Lot Area | 1,764 sqft (0.4 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Street Address | 3631 MOUNT VERNON AVE |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-8602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-A |
| Legal Description | LOT 221 UND 1/141 INT IN LOT C&ALL OF TR 007536 |
| Legal Subdivision | OCEANA SOUTH |
| Legal Tract | 007536 |
| Legal Block | 3 |
| Legal Lot Number | 221,C |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 18512 |
Source: San Diego County records · APN 162-332-12-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3631 MOUNT VERNON AVE, OCEANSIDE, CA 92057-8602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 25, 2020 | Deed of Trust, Mortgage · Conventional with PMI TITAN MUTUAL LNDG INC |
| Apr 26, 2017 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 26, 2017 · Amount on Record |
| Deed Sale | Apr 26, 2017 · Amount on Record |
| Prior Sale | Oct 24, 2006 · Amount on Record |
| Deed Document Number | 2017187027 |
| Prior Transfer Date | Sep 26, 2006 |
| Prior Transfer Doc | 0000754498 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3631 MOUNT VERNON AVE, OCEANSIDE, CA 92057-8602 |
| Document Number | 0000607288 |
| Instrument Date | Sep 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2020 |
| Title Company | WFG TITLE COMPANY/CA, WFG TITLE CO/CA |
| Name | Verified Name |
|---|---|
| Address | 3631 MOUNT VERNON AVE OCEANSIDE CA 920578602, OCEANSIDE, CA 92057-8602 |
| Document Number | 0000607288 |
|---|---|
| Date | Oct 07, 2020 |
| Instrument | 607288 |
| Name | TITAN MUTUAL LNDG INC |
|---|---|
| Address | IRVINE, CA 92602 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 06, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 26, 2017 |
| Property Address | 3631 MOUNT VERNON AVE, OCEANSIDE, CA 92057-8602 |
| Document Number | 0000187027 |
| Map Reference | MAP7536 |
| Instrument Date | Mar 01, 2017 |
| Instrument | 2017-0187027 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3631 MOUNT VERNON AVE, OCEANSIDE, CA 92057-8602 |
| Document Number | 0000187028 |
|---|---|
| Date | Apr 26, 2017 |
| Instrument | 2017-0187028 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2047 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $369,335 (+2%) Land $197,963 Building $171,372 | |
| 2025 | $4,020.00 (+5.26%) Homeowner's exemption | $362,094 (+4.04%) Land $194,082 Building $168,012 |
| 2023 | $3,819.00 (+1.57%) Homeowner's exemption | $348,036 Land $186,547 Building $161,489 |
| 2022 | $3,760.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, California Internet.
Based on FCC filings for 447 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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