Chesterfield County property record for 3649 Derby Ridge Loop, Midlothian, VA 23113
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,254 sqft · built 1999 |
| Lot Size | 0.455 acres (19,820 sqft) |
| Owner | Company Name on File |
| Last Sale | $251,000 (Oct 1999) |
| Tax Bill | $6,157 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 724-72-69-01-400-000 |
| Primary APN | 724-72-69-01-400-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,254 sqft Finished Area |
| 1st Floor Area | 856 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 19,820 sqft (0.455 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 358 sqft |
| Patio Area | 472 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 498782000 |
|---|---|
| Street Address | 3649 DERBY RIDGE LOOP |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23113-3728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 - SING |
| Legal Description | BROOKSTONE SEC A 000-031 |
| Legal Subdivision | BROOKSTONE |
| Legal Lot Number | 31 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | MIDLOTHIAN |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 100935 |
Source: Chesterfield County records · APN 724-72-69-01-400-000
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3649 DERBY RIDGE LOOP, MIDLOTHIAN, VA 23113-3728 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 18, 1999 · Amount on Record |
| Deed Sale | Oct 18, 1999 · Amount on Record |
| Prior Sale | Apr 01, 1999 · Amount on Record |
| Deed Book / Page | 3691 / 798 |
| Record Updated | Sep 20, 2026 |
Source: Chesterfield County records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,157.00 (+22.97%) | $689,000 (+11.2%) Land $185,000 Building $504,000 | $689,000 (+11.2%) Land $185,000 Building $504,000 |
| 2025 | $619,600 (+13.17%) Land $185,000 Building $434,600 | $619,600 (+13.17%) Land $185,000 Building $434,600 | |
| 2023 | $5,007.00 | $547,500 Land $156,000 Building $391,500 | $547,500 Land $156,000 Building $391,500 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2018–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 109 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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