Chesterfield County property record for 3642 Derby Ridge Loop, Midlothian, VA 23113
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,008 sqft · built 1995 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $375,000 (Apr 2016) |
| Tax Bill | $4,305 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 724-72-67-43-200-000 |
| Primary APN | 724-72-67-43-200-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,008 sqft Finished Area |
| 1st Floor Area | 168 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 168 sqft |
| Patio Area | 168 sqft |
| Balcony Area | 16 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 379483001 |
|---|---|
| Street Address | 3642 DERBY RIDGE LOOP |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23113-3728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 - SING |
| Legal Description | BROOKSTONE SEC A 000-002 |
| Legal Subdivision | BROOKSTONE |
| Legal Lot Number | 2 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | MIDLOTHIAN |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 100935 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Keswick listed 1974 · 8 contributing resources · NRIS 74002144 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Chesterfield County records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3642 DERBY RIDGE LOOP, MIDLOTHIAN, VA 23113-3728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 5, 2026 | Deed of Trust, Mortgage · Line of Credit VIRGINIA CTRL FEDERAL CREDIT UNION |
| Aug 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CTRL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 20, 2016 · Amount on Record |
| Deed Sale | Apr 20, 2016 · Amount on Record |
| Prior Sale | Aug 7, 2015 · Amount on Record |
| Deed Document Number | 201613477 |
| Deed Book / Page | 11193 / 232 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Jun 5, 2026 |
| Property Address | 3642 DERBY RIDGE LOOP, MIDLOTHIAN, VA 23113-3728 |
| Document Number | 0000020592 |
| Book / Page | 15273 / 759 |
| Instrument Date | May 30, 2026 |
| Instrument | 202620592 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Investor | Possibly a Property Investor |
| Document Number | 0000020592, |
|---|---|
| Date | Jun 5, 2026 |
| Book Page | 15273/759 |
| Instrument | 202620592 |
| Name | VIRGINIA CTRL FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 28, 2046 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 3642 DERBY RIDGE LOOP, MIDLOTHIAN, VA 23113-3728 |
| Document Number | 12935981 |
| Instrument Date | Aug 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3642 DERBY RIDGE LOOP MIDLOTHIAN VA 231133728, MIDLOTHIAN, VA 23113-3728 |
| Document Number | 12935981 |
|---|---|
| Date | Sep 1, 2020 |
| Book Page | 012935/000981 |
| Instrument | 45187 |
| Name | CAPITAL CTRL LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 31, 2040 |
| Rate Type | Fixed Rate |
|---|
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,305.00 (+9.71%) | $480,900 (+3.98%) Land $87,000 Building $393,900 | $480,900 (+3.98%) Land $87,000 Building $393,900 |
| 2025 | $462,500 (+7.93%) Land $87,000 Building $375,500 | $462,500 (+7.93%) Land $87,000 Building $375,500 | |
| 2023 | $3,924.00 | $428,500 Land $73,300 Building $355,200 | $428,500 Land $73,300 Building $355,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2018–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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