Chesterfield County property record for 3619 Derby Ridge Loop, Midlothian, VA 23113
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,973 sqft · built 1997 |
| Lot Size | 0.418 acres (18,208 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $80,000 (Nov 2006) |
| Tax Bill | $5,414 (2026) |
| Deeds & Mortgages | Sep 2019 Line of Credit Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 724-72-55-18-500-000 |
| Primary APN | 724-72-55-18-500-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,973 sqft Finished Area |
| 1st Floor Area | 280 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 18,208 sqft (0.418 acres) |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 525 sqft |
| Porch | Patio |
| Porch Area | 358 sqft |
| Patio Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 243121001 |
|---|---|
| Street Address | 3619 DERBY RIDGE LOOP |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23113-3728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 - SING |
| Legal Description | BROOKSTONE SEC A 000-035 |
| Legal Subdivision | BROOKSTONE |
| Legal Lot Number | 35 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | MIDLOTHIAN |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 100935 |
Source: Chesterfield County records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3619 DERBY RIDGE LOOP, MIDLOTHIAN, VA 23113-3728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 4, 2019 | Deed of Trust, Mortgage · Line of Credit VILLAGE BK |
| Aug 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage VILLAGE BK MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2006 · Amount on Record |
| Deed Sale | Nov 20, 2006 · Amount on Record |
| Prior Sale | Feb 27, 2002 |
| Deed Book / Page | 7481 / 634 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 3619 DERBY RIDGE LOOP, MIDLOTHIAN, VA 23113-3728 |
| Document Number | 12439972 |
| Instrument Date | Sep 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3619 DERBY RIDGE LOOP MIDLOTHIAN VA 231133728, MIDLOTHIAN, VA 23113-3728 |
| Document Number | 12439972 |
|---|---|
| Date | Sep 9, 2019 |
| Book Page | 012439/000972 |
| Instrument | 35361 |
| Name | VILLAGE BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 3619 DERBY RIDGE LOOP, MIDLOTHIAN, VA 23113-3728 |
| Document Number | 12413156 |
| Instrument Date | Aug 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3619 DERBY RIDGE LOOP MIDLOTHIAN VA 231133728, MIDLOTHIAN, VA 23113-3728 |
| Document Number | 12413156 |
|---|---|
| Date | Aug 16, 2019 |
| Book Page | 012413/000156 |
| Instrument | 31662 |
| Name | VILLAGE BK MTG |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 15, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,414.00 (+11.06%) | $605,600 (+3.86%) Land $185,000 Building $420,600 | $605,600 (+3.86%) Land $185,000 Building $420,600 |
| 2025 | $583,100 (+9.4%) Land $185,000 Building $398,100 | $583,100 (+9.4%) Land $185,000 Building $398,100 | |
| 2023 | $4,875.00 | $533,000 Land $156,000 Building $377,000 | $533,000 Land $156,000 Building $377,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2018–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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