3648 River Rd, Cincinnati, OH 45204 Property Records

Hamilton County property record for 3648 River Rd, Cincinnati, OH 45204

Property Summary

Property Type	Single Family Home
Details	1 ba · 750 sqft · built 1952
Lot Size	0.208 acres (9,104 sqft)
Owner	Individual Name on Record
Tax Bill	$1,214 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Mar 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`158-0061-0141-00`

Property Details

APN / Parcel Number

Primary APN	`158-0061-0141-00`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	750 sqft Living Area
1st Floor Area	750 sqft

Exterior

Year Built	Built 1952
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	9,104 sqft (0.208 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	3648 RIVER RD
City	CINCINNATI
State	OH
Zip	45204-1154
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER RD 0.209 ACS4 T3 FR1
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1012
Census Tract	10300

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 14549, CINCINNATI, OH 45250-0549
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Mar 22, 2023	Quit Claim Deed, Subdivision Related Transfer TIMIOS INC
Jun 6, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Jun 6, 2022
Last Transfer Date	Mar 22, 2023
Transfer Doc	0000019328
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3648 RIVER RD, CINCINNATI, OH 45204-1154
Transaction Type	Mortgage
Record Updated	May 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3648 RIVER RD, CINCINNATI, OH 45204-1154

Mortgage

Document Number	0000023165
Date	Apr 6, 2023
Book Page	14889/1248
Instrument	2023-0023165

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

March 2023: Quit Claim Deed, Subdivision Related Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 22, 2023
Property Address	3648 RIVER RD, CINCINNATI, OH 45204-1154
Document Number	0000019328
Book / Page	14878 / 351
Map Reference	MB 17 PG 85
Instrument Date	Mar 9, 2023
Instrument	2023-0019328
Transaction Type	Subdivision Related Transfer
Record Updated	May 15, 2023
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3648 RIVER RD, CINCINNATI, OH 45204-1154

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3648 RIVER RD, CINCINNATI, OH 45204-1154

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Jun 6, 2022
Property Address	3648 RIVER RD, CINCINNATI, OH 45204-1154
Document Number	0000056028
Book / Page	14682 / 3415
Map Reference	MB 17 PG 85
Instrument Date	Jun 4, 2022
Instrument	2022-0056028
Transaction Type	Transfer
Record Updated	Jul 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3648 RIVER RD, CINCINNATI, OH 45204-1154

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,214.00 (+2.53%)	$19,058 (-) Land $2,475 Building $16,583
2024	$1,184.00 (-1.82%)	$19,058 (-) Land $2,475 Building $16,583
2023	$1,206.00 (+199.26%)	$19,058 (+267.14%) Land $2,475 Building $16,583	$54,450 (+267.16%) Land $7,070 Building $47,380
2022	$403.00	$5,191 Land $2,615 Building $2,576
2020			$14,830 Land $7,470 Building $7,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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