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3586 River Rd, Cincinnati, OH 45204 Property Records

Hamilton County property record for 3586 River Rd, Cincinnati, OH 45204 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Architecture StyleConventional
Year BuiltBuilt 1865
Square Footage3,336 sqft Living Area
Lot Size44,039 sqft (1.01 acres)
Last Sale$170,000 (2018)
Tax Bill$4,246.00 (2025)

Property Details

APN / Parcel Number

Primary APN158-0061-0046-00
Alternative APN
  • 0084457

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Building Area3,336 sqft Living Area
Gross Area4,722 sqft Gross Area
1st Floor1,950 sqft 1st Floor
2nd Floor1,386 sqft 2nd Floor
Basement Area1,386 sqft Basement
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1865
Effective Year BuiltEffective 1865
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof MaterialAsphalt Roof
Lot Area44,039 sqft (1.01 acres)
Depth X Width167 ft x 566 ft Depth x Width
Patio Area300 sqft Patio
Porch Area320 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemBaseboard Heating
Heating FuelOil Heating Fuel

Location & Zoning

Street Address3586 RIVER RD
CityCINCINNATI
StateOH
Zip45204-1125
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRIVER RD246.49 X 166.95 IRRPARS 46 TH 49-59 &STATE EASMT PARS 124-128 CONS
Legal SubdivisionCHARLES M AVERY
Legal Lot Number18
JurisdictionHAMILTON OH
Minor Civil DivisionCINCINNATI
Census Blockgroup1
Census Block1019
Census Tract10300

Owner

Source: Hamilton County records · APN 158-0061-0046-00

Assessment roll updated January 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address3001 HACKBERRY RD, IRVING, TX 75063-0156
Owner TypeOwner is a Company
VestingOwner is a Trust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Oct 26, 2023Deed of Trust, Mortgage
THIRD FSLA OF CLEVELAND
Mar 17, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
NEW DAY FINANCIAL LLC
May 16, 2018Warranty Deed, Transfer · Veterans Administration Mortgage
USAA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 16, 2018 · Amount on Record
Deed SaleMay 16, 2018 · Amount on Record
Prior SaleSep 05, 2000 · Amount on Record
Deed Doc Number201841545
Prior Transfer DateFeb 13, 2017
Prior Transfer Doc0000028321
Record RefreshedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJun 11, 2026
Property Address3586 RIVER RD, CINCINNATI, OH 45204-1125
Document Number0000046381
Book / Page15685 / 534
Instrument DateMay 14, 2026
Instrument202646381
Transaction TypeTransfer
Record UpdatedJul 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address3001 HACKBERRY RD, IRVING, TX 75063-0156

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3586 RIVER RD, CINCINNATI, OH 45204-1125
Transaction TypeMortgage
Record UpdatedNov 23, 2023
Title CompanyTHIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000076134
DateOct 26, 2023
Book Page15030/1262
Instrument2023-0076134
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
AmountAmount Recorded
Term240 Months
DueOct 25, 2043

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3586 RIVER RD, CINCINNATI, OH 45204-1125
Transaction TypeMortgage
Record UpdatedAug 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000033873
DateMar 17, 2021
Book Page14376/3282
Instrument2021-0033873
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
AddressFULTON, MD 20759
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateMay 16, 2018
Property Address3586 RIVER RD, CINCINNATI, OH 45204-1125
Document Number0000041545
Book / Page013669 / 000231
Instrument DateMay 02, 2018
Instrument41545
Transaction TypeTransfer
Record UpdatedJul 06, 2018
Title CompanyLAWYERS TITLE/CINCINNATI INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$510.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3586 RIVER RD CINCINNATI OH 452041125, CINCINNATI, OH 45204-1125

Mortgage

Document Number41555
DateMay 16, 2018
Book Page013669/000260
Instrument41555
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMay 15, 2048

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,246.00 (+2.93%)$66,441 (-) Land $5,877 Building $60,564$189,830 (-) Land $16,790 Building $173,040
2024$4,125.00 (-2.07%)$66,441 (-) Land $5,877 Building $60,564
2023$4,212.00 (+2.91%)$66,441 (+14.84%) Land $5,877 Building $60,564$189,830 (+14.84%) Land $16,790 Building $173,040
2022$4,093.00 Homeowner's exemption$57,856 Land $5,884 Building $51,972
2020$165,300 Land $16,810 Building $148,490

Flood & Wildfire

3586 River Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Hamilton County (39061C), updated December 22, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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