St. Johns County property record for 3646 Fort Peyton Cir, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,383 sqft · built 1993 |
| Lot Size | 0.33 acres (14,374 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Feb 2021) |
| Tax Bill | $3,711 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Feb 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 136780-0300 |
| Primary APN | 136780-0300 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,383 sqft Living Area |
| Gross Area | 1,912 sqft |
| 1st Floor Area | 1,383 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,374 sqft (0.33 acres) |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 261 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3646 FORT PEYTON CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-9103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS2 |
| Legal Description | 15/96-97 FORT PEYTON FOREST LOT 30 OR5171/313 |
| Legal Range | 29E |
| Legal Township | 08S |
| Legal Section | 11 |
| Legal Subdivision | FORT PEYTON FOREST |
| Legal Block | 1 |
| Legal Lot Number | 30 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 21207 |
3646 Fort Peyton Cir is owned and occupied by two individuals who bought it in February 2021.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3646 FORT PEYTON CIR, SAINT AUGUSTINE, FL 32086-9103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 23, 2022 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Feb 4, 2022 | Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU |
| Feb 4, 2021 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 4, 2021 · Amount on File |
| Deed Sale | Feb 4, 2021 · Amount on File |
| Deed Document Number | 202113015 |
| Deed Book / Page | 5171 / 313 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 3646 FORT PEYTON CIR, SAINT AUGUSTINE, FL 32086-9103 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0054990493 |
|---|---|
| Date | Feb 23, 2022 |
| Book Page | 5499/493 |
| Instrument | 2022019701 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 3646 FORT PEYTON CIR, SAINT AUGUSTINE, FL 32086-9103 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0054860486 |
|---|---|
| Date | Feb 4, 2022 |
| Book Page | 5486/486 |
| Instrument | 2022013051 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Address | BETHPAGE, NY 11714 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 351 Months |
| Due | May 28, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 4, 2021 |
| Property Address | 3646 FORT PEYTON CIR, SAINT AUGUSTINE, FL 32086-9103 |
| Document Number | 0051710313 |
| Book / Page | 5171 / 313 |
| Map Reference | MB 15 PG 96-97 |
| Instrument Date | Jan 29, 2021 |
| Instrument | 2021013015 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 60 COMARES AVE, SAINT AUGUSTINE, FL 32080-3789 |
| Name | Verified Name |
|---|---|
| Address | 3646 FORT PEYTON CIR, SAINT AUGUSTINE, FL 32086-9103 |
| Document Number | 0005171315 |
|---|---|
| Date | Feb 4, 2021 |
| Instrument | 5171/315 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2036 |
The 2025 property tax bill for 3646 Fort Peyton Cir was $3,711 with a homeowner's exemption, up 12.9% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $290,337 (+0.28%) Land $87,500 Building $202,837 | $290,337 (-0.78%) Land $87,500 Building $202,837 | |
| 2025 | $3,711.00 (+12.9%) Homeowner's exemption | $289,512 (+2.9%) | $292,605 (+1.33%) Land $87,500 Building $205,105 |
| 2024 | $3,287.00 (+2.05%) Homeowner's exemption | $281,353 (+3%) | $288,765 (-3.63%) Land $87,500 Building $201,265 |
| 2023 | $3,221.00 (+3.01%) Homeowner's exemption | $273,158 (+3%) | $299,646 (+12.99%) Land $87,500 Building $212,146 |
| 2022 | $3,127.00 Homeowner's exemption | $265,202 | $265,202 Land $64,400 Building $200,802 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3646 Fort Peyton Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 86 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 86 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3646 Fort Peyton Cir is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILDWOOD WATER COMPANY private · serves 858 people · EPA ID FL2551370 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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