St. Johns County property record for 3644 Fort Peyton Cir, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 996 sqft · built 1985 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $265,000 (Oct 2025) |
| Tax Bill | $998 (2025) |
| Deeds & Mortgages | Mar 2023 Second Mortgage Oct 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 136780-0290 |
| Primary APN | 136780-0290 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 996 sqft Living Area |
| Gross Area | 1,513 sqft |
| 1st Floor Area | 996 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 18,295 sqft (0.42 acres) |
| Garage Type | Attached |
| Garage Area | 297 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished Screened Porch |
| Porch Area | 300 sqft |
| Patio Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3644 FORT PEYTON CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-9103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS2 |
| Legal Description | 15/96-97 FORT PEYTON FOREST LOT 29 OR6233/1541 |
| Legal Range | 29E |
| Legal Township | 08S |
| Legal Section | 11 |
| Legal Subdivision | FORT PEYTON FOREST |
| Legal Block | 1 |
| Legal Lot Number | 29 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 21207 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3644 FORT PEYTON CIR, SAINT AUGUSTINE, FL 32086-9103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 7, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU |
| Oct 6, 2025 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Sep 27, 2017 | Deed of Trust, Mortgage · Conventional with PMI VYSTAR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2025 · Amount on Record |
| Deed Sale | Oct 6, 2025 · Amount on Record |
| Prior Sale | Jul 12, 2012 · Amount on Record |
| Deed Document Number | 202581555 |
| Deed Book / Page | 6233 / 1541 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 3644 FORT PEYTON CIR, SAINT AUGUSTINE, FL 32086-9103 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3644 FORT PEYTON CIR, SAINT AUGUSTINE, FL 32086-9103 |
| Document Number | 0057190815 |
|---|---|
| Date | Mar 7, 2023 |
| Book Page | 5719/815 |
| Instrument | 2023016955 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 6, 2025 |
| Property Address | 3644 FORT PEYTON CIR, SAINT AUGUSTINE, FL 32086-9103 |
| Document Number | 0062331541 |
| Book / Page | 6233 / 1541 |
| Map Reference | MB 15 PG 96&97 |
| Instrument Date | Oct 3, 2025 |
| Instrument | 2025081555 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | FLORIDA CLOSING COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,855.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 190 JERRY LOOK RD, RICHLAND, NY 13144-4506 |
| Name | Verified Name |
|---|---|
| Address | 3644 FORT PEYTON CIR, SAINT AUGUSTINE, FL 32086-9103 |
| Document Number | 0062331543 |
|---|---|
| Date | Oct 6, 2025 |
| Instrument | 6233/1543 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Number | 0062331558 |
|---|---|
| Date | Oct 6, 2025 |
| Book Page | 6233/1558 |
| Instrument | 2025081557 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 3644 FORT PEYTON CIR, SAINT AUGUSTINE, FL 32086-9103 |
| Document Number | 0044431081 |
| Book / Page | 004443 / 001081 |
| Instrument Date | Sep 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3644 FORT PEYTON CIR ST AUGUSTINE FL 320869103, ST AUGUSTINE, FL 32086-9103 |
| Document Number | 0044431081 |
|---|---|
| Date | Oct 4, 2017 |
| Book Page | 004443/001081 |
| Instrument | 67353 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32232-5085 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 3, 2047 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $241,523 (+174.21%) Land $87,500 Building $154,023 | $241,523 (-0.69%) Land $87,500 Building $154,023 | |
| 2025 | $998.00 (+19.95%) Homeowner's exemption | $88,081 (+2.9%) | $243,203 (+2.05%) Land $87,500 Building $155,703 |
| 2024 | $832.00 (+2.84%) Homeowner's exemption | $85,599 (+3%) | $238,306 (-4.25%) Land $87,500 Building $150,806 |
| 2023 | $809.00 (+5.75%) Homeowner's exemption | $83,106 (+3%) | $248,887 (+13.88%) Land $87,500 Building $161,387 |
| 2022 | $765.00 Homeowner's exemption | $80,685 | $218,553 Land $64,400 Building $154,153 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 86 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 86 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILDWOOD WATER COMPANY private · serves 858 people · EPA ID FL2551370 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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