3643 Fort Peyton Cir, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 3643 Fort Peyton Cir, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 1988
Lot Size	0.33 acres (14,374 sqft)
Owner	Individual Name on Record
Last Sale	$319,000 (Sep 2023)
Tax Bill	$2,369 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`136780-0610`

Property Details

APN / Parcel Number

Primary APN	`136780-0610`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,200 sqft Living Area
Gross Area	1,488 sqft
1st Floor Area	1,200 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1995
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,374 sqft (0.33 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	64 sqft
Patio Area	650 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3643 FORT PEYTON CIR
City	SAINT AUGUSTINE
State	FL
Zip	32086-9102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	15/96-97 FORT PEYTON FOREST LOT 61 OR5830/489
Legal Range	29E
Legal Township	08S
Legal Section	11
Legal Subdivision	FORT PEYTON FOREST
Legal Block	1
Legal Lot Number	61
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	1
Census Block	1011
Census Tract	21207

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3643 FORT PEYTON CIR, SAINT AUGUSTINE, FL 32086-9102
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2023 · Amount on Record
Deed Sale	Sep 25, 2023 · Amount on Record
Prior Sale	Sep 8, 2003 · Amount on Record
Deed Document Number	202375420
Deed Book / Page	5830 / 489
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 25, 2023
Property Address	3643 FORT PEYTON CIR, SAINT AUGUSTINE, FL 32086-9102
Document Number	0058300489
Book / Page	5830 / 489
Map Reference	MB 15 PG 96&97
Instrument Date	Sep 15, 2023
Instrument	2023075420
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	UNKNOWN, ST JOHNS BLUE OCEAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,233.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2800 N 6TH ST # ST5040, ST5040, ST AUGUSTINE, FL 32084-1920

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3643 FORT PEYTON CIR, ST AUGUSTINE, FL 32086-9102

Mortgage

Document Number	0005830491
Date	Sep 25, 2023
Instrument	5830/491

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	3643 FORT PEYTON CIR, SAINT AUGUSTINE, FL 32086-9102
Document Number	0047390111
Instrument Date	Jun 6, 2019
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3643 FORT PEYTON CIR ST AUGUSTINE FL 320869102, ST AUGUSTINE, FL 32086-9102

Mortgage

Document Number	0047390111
Date	Jun 11, 2019
Book Page	004739/000111
Instrument	40673

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,987 (+2.7%)	$265,810 (+1.55%) Land $87,500 Building $178,310
2025	$2,369.00 (+14.33%) Homeowner's exemption	$189,861 (+2.9%)	$261,743 (+2.28%) Land $87,500 Building $174,243
2024	$2,072.00 (+248.82%) Homeowner's exemption	$184,510 (+116.1%)	$255,914 (-3.41%) Land $87,500 Building $168,414
2023	$594.00 (+4.76%) Homeowner's exemption Senior Citizen's exemption	$85,380 (+3%)	$264,946 (+23.41%) Land $87,500 Building $177,446
2022	$567.00 Homeowner's exemption Senior Citizen's exemption	$82,893	$214,695 Land $64,400 Building $150,295

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 86 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	86 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILDWOOD WATER COMPANY private · serves 858 people · EPA ID FL2551370
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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