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3089 Watson Rd, Loudon, TN 37774 Property Records

Loudon County property record for 3089 Watson Rd, Loudon, TN 37774

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,128 sqft · built 2016
Lot Size2.96 acres (128,938 sqft)
OwnerIndividual Name on Record
Tax Bill$587 (2025)
Deeds & MortgagesApr 2019 Mortgage
Aug 2017 Transfer
Flood ZoneZone X (minimal risk)
APN057-128.03

Property Details

APN / Parcel Number

Primary APN057-128.03
Alternative APNs
  • 0105705712803
  • 053057 12803

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area2,128 sqft Living Area
1st Floor Area2,128 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleCustom Design
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area128,938 sqft (2.96 acres)
TerrainRolling
Garage TypeCarport
CarportCarport

Exterior Amenities

PorchFinished/Open Porch
Deck Area192 sqft
Patio Area192 sqft
Utility Building60 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address3089 WATSON RD
CityLOUDON
StateTN
Zip37774-3815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-2
Legal DescriptionPB: I PG: 123 LOT: 1
Legal Lot Number1
JurisdictionLOUDON TN
Township / Civil Division4
Census Block Group2
Census Block2016
Census Tract60502

Owner

Source: Loudon County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3089 WATSON RD, LOUDON, TN 37774-3815
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2019Deed of Trust, Mortgage · FHA Mortgage
HOME LNDG
Aug 3, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDON TN
Property Address3089 WATSON RD, LOUDON, TN 37774-3815
Document Number0000003297
Instrument DateApr 12, 2019
Transaction TypeMortgage
Record UpdatedApr 29, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3089 WATSON RD LOUDON TN 377743812, LOUDON, TN 37774-3812

Mortgage

Document Number0000003297
DateApr 22, 2019
Book Page001404/000740
Instrument3297
Lender
NameHOME LNDG
AddressFLOWOOD, MS 39232
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 21, 2049

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOUDON TN
Recording DateAug 3, 2017
Property Address3089 WATSON RD, LOUDON, TN 37774-3815
Document Number0000006595
Book / Page000396 / 000069
Instrument DateAug 2, 2017
Instrument6595
Transaction TypeTransfer
Record UpdatedAug 10, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address826 OLD LEE HWY PHILADELPHIA TN 378461654, PHILADELPHIA, TN 37846-1654

Tax Assessment & Valuation

Source: Loudon County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyLoudon County
Unified School DistrictLoudon County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$587.00$33,175 (-) Land $9,475 Building $23,700$132,700 (-) Land $37,900 Building $94,800
2024$587.00$33,175 (-) Land $9,475 Building $23,700
2023$33,175 Land $9,475 Building $23,700
2021$132,700 Land $37,900 Building $94,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · above 76% of Tennessee
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDON UTILITIES BOARD
serves 16,047 people · EPA ID TN0000409
Water SourceSurface water
Last State InspectionDec 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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