3644 Joaquin Ponce Dr, Laredo, TX 78046 Property Records

Webb County property record for 3644 Joaquin Ponce Dr, Laredo, TX 78046

Property Summary

Property TypeSingle Family Home
Details1,775 sqft · built 2022
Lot Size0.105 acres (4,568 sqft)
Owner2 Individual Names on File
Last Sale$272,719 (Dec 2022)
Tax Bill$1,273 (2025)
Deeds & MortgagesDec 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN950-36009-270

Property Details

APN / Parcel Number

Primary APN950-36009-270
Alternative APN
  • 790748

Interior

Stories2 Stories
Building Area1,775 sqft Living Area
Gross Area2,048 sqft
1st Floor Area992 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialStucco
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area4,568 sqft (0.105 acres)
Garage TypeAttached
Garage Area273 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area24 sqft

Location & Zoning

Street Address3644 JOAQUIN PONCE DR, DR
CityLAREDO
StateTX
Zip78046-5815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOMAS DEL SUR SUBD. UNIT XVIII BLK 9 LOT 27
Legal SubdivisionLOMAS DEL
Legal Block9
Legal Lot Number27
JurisdictionWEBB TX
Township / Civil DivisionLAREDO SOUTH-EL CENIZO
Census Block Group1
Census Block1007
Census Tract1806

Owner

3644 Joaquin Ponce Dr is owned and occupied by two individuals who bought it in December 2022.

Source: Webb County records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address3644 JOAQUIN PONCE DR, LAREDO, TX 78046-5815
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 6, 2022 · Amount on File
Deed SaleDec 6, 2022 · Amount on File
Deed Document Number20221486171
Deed Book / Page5384 / 183
Record UpdatedOct 29, 2026

December 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateDec 6, 2022
Property Address3644 JOAQUIN PONCE DR # DR, DR, LAREDO, TX 78046-5815
Document Number005384/183
Book / Page5384 / 183
Map ReferenceVOL 39 PG 11&12
Instrument DateNov 30, 2022
Instrument1486171
Transaction TypeTransfer
Record UpdatedMar 8, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3644 JOAQUIN PONCE DR, LAREDO, TX 78046-5815

Mortgage

Document Number0001486172
DateDec 6, 2022
Instrument1486172
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3644 Joaquin Ponce Dr was $1,273 with a homeowner's exemption, down 22.6% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$250,034 (-0.61%) Land $50,431 Building $199,603$250,034 (-0.61%) Land $50,431 Building $199,603
2025$1,273.00 (-22.61%) Homeowner's exemption$251,581 Land $50,431 Building $201,150$251,581 Land $50,431 Building $201,150
2024$1,645.00
2023$234,359 Land $29,418 Building $204,941$234,359 Land $29,418 Building $204,941
2022$180.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3644 Joaquin Ponce Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3644 Joaquin Ponce Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 72% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 793 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Smartcom Telephone, Verizon.

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