3640 Joaquin Ponce Dr, Laredo, TX 78046 Property Records

Webb County property record for 3640 Joaquin Ponce Dr, Laredo, TX 78046

Property Summary

Property TypeSingle Family Home
Details1,704 sqft · built 2022
Lot Size0.092 acres (4,025 sqft)
Owner2 Individual Names on Record
Last Sale$223,133 (Sep 2023)
Tax Bill$1,095 (2025)
Deeds & MortgagesSep 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN950-36009-250

Property Details

APN / Parcel Number

Primary APN950-36009-250
Alternative APN
  • 790750

Interior

Stories2 Stories
Building Area1,704 sqft Living Area
1st Floor Area968 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialStucco
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area4,025 sqft (0.092 acres)
PorchOpen Porch
Porch Area24 sqft

Location & Zoning

Street Address3640 JOAQUIN PONCE DR, DR
CityLAREDO
StateTX
Zip78046-5815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOMAS DEL SUR SUBD. UNIT XVIII BLK 9 LOT 25
Legal SubdivisionLOMAS DEL
Legal Block9
Legal Lot Number25
JurisdictionWEBB TX
Township / Civil DivisionLAREDO SOUTH-EL CENIZO
Census Block Group1
Census Block1007
Census Tract1806

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3640 JOAQUIN PONCE DR, LAREDO, TX 78046-5815
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2023 · Amount on Record
Deed SaleSep 1, 2023 · Amount on Record
Deed Document Number20231509565
Deed Book / Page5525 / 266
Record UpdatedOct 29, 2026

September 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateSep 1, 2023
Property Address3640 JOAQUIN PONCE DR, LAREDO, TX 78046-5815
Document Number005525/266
Book / Page5525 / 266
Map ReferenceVOL 39 PG 11&12
Instrument DateAug 31, 2023
Instrument1509565
Transaction TypeTransfer
Record UpdatedMay 29, 2026
Title CompanyLAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3640 JOAQUIN PONCE DR, LAREDO, TX 78046-5815

Mortgage

Document Number0001509566
DateSep 1, 2023
Instrument1509566
Lender
NameFIRST OPTION MORTGAGE LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2053

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$226,635 (+4.68%) Land $44,758 Building $181,877$226,635 (-0.62%) Land $44,758 Building $181,877
2025$1,095.00 (-16.35%) Homeowner's exemption$216,510 (+21%)$228,046 (+27.45%)
2024$1,309.00 (+718.13%)
2023$178,934 (+705.86%) Land $22,204 Building $156,730$178,934 (+705.86%) Land $22,204 Building $156,730
2022$160.00$22,204 Land $22,204$22,204 Land $22,204

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 72% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 793 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Smartcom Telephone, Verizon.

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