3638 Joaquin Ponce Dr, Laredo, TX 78046 Property Records

Webb County property record for 3638 Joaquin Ponce Dr, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,626 sqft · built 2022
Lot Size	0.092 acres (4,025 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,133 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`950-36009-240`

Property Details

APN / Parcel Number

Primary APN	`950-36009-240`
Alternative APN	`790743`

Interior

Stories	1 Story
Building Area	1,626 sqft Living Area
Gross Area	1,866 sqft
1st Floor Area	1,626 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,025 sqft (0.092 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	32 sqft

Location & Zoning

Street Address	3638 JOAQUIN PONCE DR, DR
City	LAREDO
State	TX
Zip	78046-5815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOMAS DEL SUR SUBD. UNIT XVIII BLK 9 LOT 24
Legal Subdivision	LOMAS DEL
Legal Block	9
Legal Lot Number	24
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1007
Census Tract	1806

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3638 JOAQUIN PONCE DR, LAREDO, TX 78046-5815
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Vendor's Lien, Transfer · FHA Mortgage ARIVA MORTGAGE SERVICES LLC
Jul 11, 2022	Vendor's Lien, Transfer · FHA Mortgage ARIVA MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2022
Deed Sale	Jul 26, 2022
Prior Sale	Jul 11, 2022
Deed Document Number	20221474963
Deed Book / Page	5317 / 589
Record Updated	Oct 29, 2026

July 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jul 26, 2022
Property Address	3638 JOAQUIN PONCE DR # DR, DR, LAREDO, TX 78046-5815
Document Number	005317/589
Book / Page	5317 / 589
Map Reference	VOL 39 PG 11&12
Instrument Date	Jul 22, 2022
Instrument	1474963
Transaction Type	Transfer
Record Updated	Mar 2, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3513 JOAQUIN PONCE DR, LAREDO, TX 78046-5814

Mortgage

Document Number	0001474964
Date	Jul 26, 2022
Instrument	1474964

Lender

Name	ARIVA MORTGAGE SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

July 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jul 11, 2022
Property Address	3638 JOAQUIN PONCE DR # DR, DR, LAREDO, TX 78046-5815
Document Number	005307/471
Book / Page	5307 / 471
Map Reference	VOL 39 PG 11&12
Instrument Date	Jul 7, 2022
Instrument	1473208
Transaction Type	Transfer
Record Updated	Mar 2, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3638 JOAQUIN PONCE DR, LAREDO, TX 78046-5815
Investor	Possibly a Property Investor

Mortgage

Document Number	0001473209
Date	Jul 11, 2022
Instrument	1473209

Lender

Name	ARIVA MORTGAGE SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$223,846 (-0.07%) Land $44,758 Building $179,088	$223,846 (-0.07%) Land $44,758 Building $179,088
2025	$1,133.00 (-0.35%) Homeowner's exemption	$224,000 (+3.26%) Land $44,758 Building $179,242	$224,000 (+3.26%) Land $44,758 Building $179,242
2024	$1,137.00 (+610.63%)
2023		$216,927 Land $26,122 Building $190,805	$216,927 Land $26,122 Building $190,805
2022	$160.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 72% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 793 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Smartcom Telephone, Verizon.

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