3458 River Rd, Sneads, FL 32460 Property Records

Jackson County property record for 3458 River Rd, Sneads, FL 32460

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 2,744 sqft · built 1971
Lot Size	23.3 acres (1,015,819 sqft)
Owner	Individual Name on Record
Tax Bill	$1,684 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-5N-07-0000-0060-0000`

Property Details

APN / Parcel Number

Primary APN	`20-5N-07-0000-0060-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,744 sqft Heated Area
Gross Area	2,872 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,015,819 sqft (23.3 acres)
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3458 RIVER RD
City	SNEADS
State	FL
Zip	32460-3712
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	OR 1475 P 600 BEGIN AT SEC OF N1/2 OF GOVERNMENT LOT 7 OF SECT 20, N ALONG E BNDY LINE OF SAID GOVERNMENT LOT 7 1333.78 FT TO
Legal Range	07W
Legal Township	05N
Legal Section	20
Legal Lot Number	7,892
Jurisdiction	JACKSON FL
Township / Civil Division	GREENWOOD
Census Block Group	1
Census Block	1014
Census Tract	210800

Owner

Source: Jackson County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3486 RIVER RD, SNEADS, FL 32460-3712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2020	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES OF AMERICA
Nov 22, 2019	Deed of Trust, Mortgage US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2016
Deed Sale	Feb 10, 2016
Deed Document Number	201632001289
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON FL
Property Address	3486 RIVER RD, SNEADS, FL 32460-3712
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3486 RIVER RD, SNEADS, FL 32460-3712

Mortgage

Document Number	0016440660
Date	Mar 20, 2020
Book Page	1644/660
Instrument	202032003108

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Dec 24, 2048

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON FL
Property Address	3486 RIVER RD, SNEADS, FL 32460-3712
Document Number	0016320944
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Jan 21, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3486 RIVER RD SNEADS FL 324603712, SNEADS, FL 32460-3712

Mortgage

Document Number	0016320944
Date	Dec 4, 2019
Book Page	001632/000944
Instrument	32014208

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35203

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2049

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,684.00 (+15.26%) Homeowner's exemption Widower's exemption	$154,980 (+0.12%)	$172,366 (-0.27%)
2023	$1,461.00 Homeowner's exemption Widower's exemption	$154,792	$172,831 Land $15,196 Building $157,635

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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