3641 Split Rail Ln, Avon, OH 44011 Property Records

Lorain County property record for 3641 Split Rail Ln, Avon, OH 44011

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,115 sqft · built 2015
Lot Size	0.406 acres (17,712 sqft)
Owner	Individual Name on Record
Last Sale	$514,300 (Nov 2019)
Tax Bill	$9,945 (2025)
Deeds & Mortgages	Feb 2026 Transfer Aug 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-00-011-107-234`

Property Details

APN / Parcel Number

Primary APN	`04-00-011-107-234`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	3,115 sqft Living Area
Gross Area	3,621 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	17,712 sqft (0.406 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	448 sqft
Porch	Open Frame Porch
Porch Area	40 sqft
Patio Area	573 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3641 SPLIT RAIL LN
City	AVON
State	OH
Zip	44011-2624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HALSTED VILLAGE SUB 2 101.86 X 185.62
Legal Subdivision	HALSTED VILLAGE SUB 2
Legal Block	107
Legal Lot Number	38
Jurisdiction	LORAIN OH
Township / Civil Division	AVON
Census Block Group	2
Census Block	2000
Census Tract	13201

Owner

Source: Lorain County records, as of March 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3641 SPLIT RAIL LN, AVON, OH 44011-2624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Quit Claim Deed, Transfer Quitclaim
Aug 8, 2020	Deed of Trust, Mortgage · Line of Credit CENTURY FCU
Nov 1, 2019	Warranty Deed, Transfer · Conventional Mortgage HOWARD HANNA MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2019 · Amount on Record
Deed Sale	Nov 1, 2019 · Amount on Record
Prior Sale	Oct 23, 2015 · Amount on Record
Deed Document Number	2019736792
Last Transfer Date	Jan 10, 2026
Transfer Doc	0000085499
Record Updated	Sep 20, 2026

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Feb 19, 2026
Property Address	3641 SPLIT RAIL LN, AVON, OH 44011-2624
Document Number	0000085499
Map Reference	VOL 100 PG 65
Instrument Date	Jan 10, 2026
Instrument	2026-0085499
Transaction Type	Transfer
Record Updated	Mar 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3641 SPLIT RAIL LN, AVON, OH 44011-2624

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	3641 SPLIT RAIL LN, AVON, OH 44011-2624
Document Number	0000773198
Instrument Date	Aug 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3641 SPLIT RAIL LN AVON OH 440112624, AVON, OH 44011-2624

Mortgage

Document Number	0000773198
Date	Aug 10, 2020
Instrument	773198

Lender

Name	CENTURY FCU
Type	Credit Union
Address	CLEVELAND, OH 44199

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 9, 2040

Interest

Rate Type	Adjustable Rate

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Nov 1, 2019
Property Address	3641 SPLIT RAIL LN, AVON, OH 44011-2624
Document Number	0000736792
Instrument Date	Oct 31, 2019
Instrument	736792
Transaction Type	Transfer
Record Updated	Nov 14, 2019
Title Company	INFINITY TITLE CORPORATION, INFINITY TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,057.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3641 SPLIT RAIL LN AVON OH 440112624, AVON, OH 44011-2624

Mortgage

Document Number	736793
Date	Nov 1, 2019
Instrument	736793

Lender

Name	HOWARD HANNA MTG SVCS
Type	Mortgage Company
Address	MAYFIELD HEIGHTS, OH 44124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2049

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Avon City
County	Lorain County
Unified School District	Avon Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,945.00 (-4.78%) Homeowner's exemption	$212,370 (%) Land $49,150 Building $163,220	$606,780 (-) Land $140,440 Building $466,340
2024	$10,444.00 (+10.68%)	$212,373 (+24.57%) Land $49,154 Building $163,219	$606,780 (+24.57%) Land $140,440 Building $466,340
2023	$9,436.00 (+0.94%)	$170,489 (%) Land $37,573 Building $132,916	$487,110 (-) Land $107,350 Building $379,760
2022	$9,348.00	$170,490 Land $37,570 Building $132,920
2021			$487,110 Land $107,350 Building $379,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AVON CITY PWS serves 24,060 people · EPA ID OH4700203
Water Source	Purchased surface water from AVON LAKE CITY PWS
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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