3630 Split Rail Ln, Avon, OH 44011 Property Records

Lorain County property record for 3630 Split Rail Ln, Avon, OH 44011

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,552 sqft · built 2015
Owner	Individual Name on Record
Last Sale	$293,100 (Oct 2015)
Tax Bill	$7,685 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Feb 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-00-011-107-239`

Property Details

APN / Parcel Number

Primary APN	`04-00-011-107-239`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	2,552 sqft Living Area

Exterior

Year Built	Built 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	72 sqft
Deck Area	18 sqft
Patio Area	474 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3630 SPLIT RAIL LN
City	AVON
State	OH
Zip	44011-2642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HALSTED VILLAGE SUB 2 100 X 150
Legal Subdivision	HALSTED VILLAGE SUB
Legal Lot Number	43
Jurisdiction	LORAIN OH
Township / Civil Division	AVON
Census Block Group	2
Census Block	2000
Census Tract	13201

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3630 SPLIT RAIL LN, AVON, OH 44011-2642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Feb 21, 2020	Deed of Trust, Mortgage · FHA Mortgage HUNTINGTON NAT'L BK
Dec 27, 2018	Intrafamily Transfer, Transfer · FHA Mortgage FIRST SAVINGS BANK
Jan 23, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 4, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2015 · Amount on Record
Deed Sale	Oct 13, 2015 · Amount on Record
Prior Sale	Dec 27, 2018
Deed Document Number	0000562696
Last Transfer Date	Jan 23, 2019
Transfer Doc	0000702066
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	3630 SPLIT RAIL LN, AVON, OH 44011-2642
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3630 SPLIT RAIL LN, AVON, OH 44011-2642

Mortgage

Document Number	0000858285
Date	Jan 11, 2022
Instrument	2022-0858285

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 21, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	3630 SPLIT RAIL LN, AVON, OH 44011-2642
Document Number	0000750667
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 13, 2020
Title Company	ERIEVIEW TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3630 SPLIT RAIL LN AVON OH 440112642, AVON, OH 44011-2642

Mortgage

Document Number	0000750667
Date	Feb 26, 2020
Instrument	750667

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 25, 2035

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LORAIN OH
Recording Date	Dec 27, 2018
Property Address	3630 SPLIT RAIL LN, AVON, OH 44011-2642
Document Number	0000699516
Map Reference	VOL 100 PG 65
Instrument Date	Dec 20, 2018
Instrument	2018-0699516
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	CITY TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3630 SPLIT RAIL LN, AVON, OH 44011-2642

Mortgage

Document Number	0000699517
Date	Dec 27, 2018
Instrument	2018-0699517

Lender

Name	FIRST SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Jan 23, 2019
Property Address	3630 SPLIT RAIL LN, AVON, OH 44011-2642
Document Number	0000702066
Instrument Date	Dec 20, 2018
Instrument	702066
Transaction Type	Transfer
Record Updated	Feb 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3630 SPLIT RAIL LN AVON OH 440112642, AVON, OH 44011-2642

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 4, 2018
Property Address	3630 SPLIT RAIL LN, AVON, OH 44011-2642
Document Number	0000690052
Instrument Date	Oct 1, 2018
Instrument	690052
Transaction Type	Transfer
Record Updated	Oct 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3630 SPLIT RAIL LN AVON OH 440112642, AVON, OH 44011-2642

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Avon City
County	Lorain County
Unified School District	Avon Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,685.00	$164,260 (%) Land $49,150 Building $115,110	$469,330 (-) Land $140,440 Building $328,890
2024	$7,685.00 (+6.84%)	$164,266 (+26.31%) Land $49,154 Building $115,112	$469,330 (+26.31%) Land $140,440 Building $328,890
2023	$7,193.00 (+0.95%)	$130,047 (+0.01%) Land $37,573 Building $92,474	$371,560 (-) Land $107,350 Building $264,210
2022	$7,125.00	$130,040 Land $37,570 Building $92,470
2021			$371,560 Land $107,350 Building $264,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AVON CITY PWS serves 24,060 people · EPA ID OH4700203
Water Source	Purchased surface water from AVON LAKE CITY PWS
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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