Lorain County property record for 3640 Split Rail Ln, Avon, OH 44011 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2015 |
| Square Footage | 466 sqft Living Area |
| Lot Size | 28,020 sqft (0.643 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $420,400 (2015) |
| Tax Bill | $6,644.00 (2025) |
| Primary APN | 04-00-011-107-237 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 10 Rooms |
| Building Area | 466 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 28,020 sqft (0.643 acres) |
| Pool Area | 976 sqft Pool |
| Patio Area | 1,066 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 3640 SPLIT RAIL LN |
|---|---|
| City | AVON |
| State | OH |
| Zip | 44011-2642 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HALSTED VILLAGE SUB 2 110.76 X 330.56 |
| Legal Subdivision | HALSTED VILLAGE SUB 2 |
| Legal Block | 107 |
| Legal Lot Number | 41 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | AVON |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 13201 |
Source: Lorain County records · APN 04-00-011-107-237
Assessment roll updated May 16, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3640 SPLIT RAIL LN, AVON, OH 44011-2642 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 25, 2026 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Sep 12, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jul 18, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Feb 15, 2017 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 21, 2015 · Amount on Record |
| Deed Sale | May 21, 2015 · Amount on Record |
| Prior Sale | Feb 18, 2015 · Amount on Record |
| Deed Doc Number | 2015545509 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 3640 SPLIT RAIL LN, AVON, OH 44011-2642 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2026 |
| Title Company | THIRD CAPITAL |
| Name | Verified Name |
|---|
| Document Number | 0000086102 |
|---|---|
| Date | Feb 25, 2026 |
| Instrument | 2026-0086102 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 19, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 3640 SPLIT RAIL LN, AVON, OH 44011-2642 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3640 SPLIT RAIL LN, AVON, OH 44011-2642 |
| Document Number | 0000890829 |
|---|---|
| Date | Sep 12, 2022 |
| Instrument | 2022-0890829 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Sep 01, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 3640 SPLIT RAIL LN, AVON, OH 44011-2642 |
| Document Number | 0000772162 |
| Instrument Date | Jul 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 2730 LIBERTY AVE PITTSBURGH PA 152224704, PITTSBURGH, PA 15222-4704 |
| Document Number | 0000772162 |
|---|---|
| Date | Aug 03, 2020 |
| Instrument | 772162 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | BRECKSVILLE, OH 44141 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 3640 SPLIT RAIL LN, AVON, OH 44011-2642 |
| Document Number | 0000620234 |
| Instrument Date | Feb 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3640 SPI IT RAIL I N AVON OH 44011, AVON, OH 44011 |
| Document Number | 0000620234 |
|---|---|
| Date | Feb 27, 2017 |
| Instrument | 620234 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 26, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| Municipality | Avon City |
| County | Lorain County |
| Unified School District | Avon Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,644.00 Homeowner's exemption | $141,410 (%) Land $49,150 Building $92,260 | $404,030 (-) Land $140,440 Building $263,590 |
| 2024 | $6,644.00 (-37.53%) | $141,411 (-26.32%) Land $49,154 Building $92,257 | $404,030 (-26.32%) Land $140,440 Building $263,590 |
| 2023 | $10,635.00 (+9.13%) | $191,930 (+7.92%) Land $37,573 Building $154,357 | $548,370 (+7.92%) Land $107,350 Building $441,020 |
| 2022 | $9,745.00 | $177,850 Land $37,570 Building $140,280 | |
| 2021 | $508,140 Land $107,350 Building $400,790 |
3640 Split Rail Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 3rd percentile of exposed land nationally · 15th in Ohio |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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