Bay County property record for 3641 Patrick Rd, Panama City, FL 32409
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,094 sqft · built 1998 |
| Lot Size | 2.31 acres (101,015 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,781 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07801-020-060 |
| Primary APN | 07801-020-060 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,094 sqft Living Area |
| Gross Area | 2,600 sqft |
| 1st Floor Area | 2,094 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 101,015 sqft (2.31 acres) |
| Lot Dimensions | 235 ft deep x 430 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Driveway | Driveway |
| Driveway Area | 1,332 sqft |
| Porch | Open Porch |
| Porch Area | 586 sqft |
| Patio Area | 555 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3641 PATRICK RD |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32409-6604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BC16 |
| Legal Description | 25 2S 14W -4.2N- COM AT NW COR OF SEC 36 (AKA SW COR SEC 25) TH E 1320 N 761.50 FOR POB TH SWLY 203.23 TO R/W NWLY 305.21 NWLY 110.19 NELY S 547.80 TO POB SUBJ TO ESMT ORB 3479 P 4 |
| Legal Range | 14W |
| Legal Township | 02S |
| Legal Section | 25 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 402 |
Source: Bay County records, as of January 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3641 PATRICK RD, PANAMA CITY, FL 32409-6604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 20, 2012 |
| Transfer Doc | 0034790004 |
| Record Updated | Jun 8, 2026 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,781.00 (+1.25%) Homeowner's exemption | $183,627 (+5.99%) | $340,004 (+11.74%) Land $117,068 Building $222,936 |
| 2024 | $1,759.00 (+2.27%) | ||
| 2023 | $1,720.00 (+11.54%) Homeowner's exemption | $173,254 (+3%) | $304,270 (+20.29%) Land $95,073 Building $209,197 |
| 2022 | $1,542.00 Homeowner's exemption | $168,208 | $252,955 Land $61,781 Building $191,174 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 93 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 93 in force |
| Nearby Flood Claims | 10 (2018–2021) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Aug 2021 · Tropical Storm Fred |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Mediacom Xtream.
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