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3620 Patrick Rd, Panama City, FL 32409 Property Records

Bay County property record for 3620 Patrick Rd, Panama City, FL 32409

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,631 sqft · built 2000
Lot Size2.52 acres (110,076 sqft)
Owner2 Individual Names on Record
Last Sale$475,000 (May 2021)
Tax Bill$4,974 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Aug 2020 Transfer
Flood ZoneZone X (moderate risk)
APN07801-020-009

Property Details

APN / Parcel Number

Primary APN07801-020-009

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,631 sqft Living Area
Gross Area3,522 sqft
1st Floor Area2,631 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2010
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialOther
Lot Area110,076 sqft (2.52 acres)
Lot Dimensions512 ft deep x 215 ft wide
Garage TypeAttached
Garage Area891 sqft
DrivewayDriveway
Driveway Area2,700 sqft
PorchOpen Porch
Porch Area864 sqft
Patio Area540 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3620 PATRICK RD
CityPANAMA CITY
StateFL
Zip32409-6603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBC16
Legal Description25 2S 14W -4.2B1- COM AT NW COR OF SEC 36 TH E 1251.01 TO W R/W 60 RD N 149.36 NWLY 88.27 ALG CURVE NWLY 791.75 TO A PT ON CURVE NWLY ALG CURVE 73.95 FOR POB TH CONT ALG CURVE 300 SWLY 753.88 NELY 160 SELY 42.56 NELY 534.89 TO POB TOGETHER WITH ESMT
Legal Range14W
Legal Township02S
Legal Section25
JurisdictionBAY FL
Township / Civil DivisionLYNN HAVEN
Census Block Group2
Census Block2008
Census Tract402

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3620 PATRICK RD, SOUTHPORT, FL 32409-6603
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 19, 2021Warranty Deed, Transfer · Conventional Mortgage
BAYWAY MORTGAGE GROUP
Aug 21, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 19, 2021 · Amount on Record
Deed SaleMay 19, 2021 · Amount on Record
Prior SaleSep 27, 2011 · Amount on Record
Deed Document Number202137822
Deed Book / Page4408 / 102
Prior Transfer DateAug 21, 2020
Prior Transfer Doc0042891199
Record UpdatedJun 8, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateMay 19, 2021
Property Address3620 PATRICK RD, SOUTHPORT, FL 32409-6603
Document Number0044080102
Book / Page4408 / 102
Instrument DateMay 14, 2021
Instrument2021037822
Transaction TypeTransfer
Record UpdatedJun 9, 2021
Title CompanyCORNERSTONE TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,325.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address102 HOMBRE CIR, 102, PANAMA CITY BEACH, FL 32407-2469

Transferred To (Grantee/Buyer)

NameVerified Name
Address3620 PATRICK RD, SOUTHPORT, FL 32409-6603

Mortgage

Document Number4408105
DateMay 19, 2021
Instrument4408/105
Lender
NameBAYWAY MORTGAGE GROUP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateAug 21, 2020
Property Address3620 PATRICK RD, SOUTHPORT, FL 32409-6603
Document Number0042891199
Book / Page004289 / 001199
Instrument DateAug 21, 2020
Instrument55094
Transaction TypeTransfer
Record UpdatedAug 31, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address3620 PATRICK RD SOUTHPORT FL 324096603, SOUTHPORT, FL 32409-6603

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,974.00 (+2.45%) Homeowner's exemption$441,610 (+5.99%)$459,546 (+4.46%) Land $85,140 Building $374,406
2024$4,855.00 (+1.82%)
2023$4,768.00 (+11.64%) Homeowner's exemption$416,664 (+3%)$439,909 (+8.75%) Land $69,144 Building $370,765
2022$4,271.00 Homeowner's exemption$404,528 Land $57,301 Building $347,227$404,528 Land $57,301 Building $347,227

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 93 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies93 in force
Nearby Flood Claims10 (2018–2021)
Claims Outside the SFHA5 of 10
Most Recent ClaimAug 2021 · Tropical Storm Fred
Claims by Event
  • Hurricane Sally, Sep 2020 · 4 claims
  • Hurricane Michael, Oct 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 82% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAY COUNTY WATER SYSTEM
serves 40,848 people · EPA ID FL1030050
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, Mediacom Xtream.

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