3536 Patrick Rd, Panama City, FL 32409 Property Records

Bay County property record for 3536 Patrick Rd, Panama City, FL 32409

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,476 sqft · built 2004
Lot Size	2.77 acres (120,966 sqft)
Owner	2 Individual Names on Record
Last Sale	$82,000 (Jun 2003)
Tax Bill	$4,299 (2025)
Deeds & Mortgages	Aug 2022 Transfer Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07801-020-011`

Property Details

APN / Parcel Number

Primary APN	`07801-020-011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,476 sqft Living Area
Gross Area	4,121 sqft
1st Floor Area	2,996 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	120,966 sqft (2.77 acres)
Lot Dimensions	611 ft deep x 198 ft wide
Garage Type	Attached
Garage Area	645 sqft
Driveway	Driveway
Driveway Area	442 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	516 sqft
Shed	1 Shed
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3536 PATRICK RD
City	PANAMA CITY
State	FL
Zip	32409-6602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BC16
Legal Description	25 2S 14W -4.2B2- 114A COM AT NW COR OF SEC 36 TH E 1251.01 TO W R/W 60 RD N 149.36 NWLY 88.27 NWLY 791.75 NWLY 373.96 FOR POB NWLY 204.30 W 32.56 S 845.68 NELY 115.10 NELY 115.10 NELY 753.88 TO POB AKA LOT 13 SPIKES INDIAN VILLAGE ORB 4599 P 1336
Legal Range	14W
Legal Township	02S
Legal Section	25
Legal Subdivision	SPIKES INDIAN VILLAGE
Legal Lot Number	13
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	2
Census Block	2008
Census Tract	402

Owner

Source: Bay County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3536 PATRICK RD, PANAMA CITY, FL 32409-6602
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2003 · Amount on Record
Deed Sale	Jun 10, 2003 · Amount on Record
Deed Document Number	200340485
Deed Book / Page	2290 / 1318
Last Transfer Date	Aug 16, 2022
Transfer Doc	0045991336
Record Updated	Jun 8, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY FL
Recording Date	Aug 16, 2022
Property Address	3536 PATRICK RD, SOUTHPORT, FL 32409-6602
Document Number	0045991336
Book / Page	4599 / 1336
Instrument Date	Aug 16, 2022
Instrument	2022060778
Transaction Type	Transfer
Record Updated	Sep 9, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3536 PATRICK RD, 3536, PANAMA CITY, FL 32409-6602

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3536 PATRICK RD, PANAMA CITY, FL 32409-6602

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	3536 PATRICK RD, SOUTHPORT, FL 32409-6602
Transaction Type	Mortgage
Record Updated	Apr 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3536 PATRICK RD, PANAMA CITY, FL 32409-6602

Mortgage

Document Number	0043841009
Date	Mar 31, 2021
Book Page	4384/1009
Instrument	2021023717

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,299.00 (+2.33%) Homeowner's exemption	$387,112 (+5.99%)	$449,118 (+5.55%) Land $95,658 Building $353,460
2024	$4,201.00 (+1.87%)
2023	$4,124.00 (+11.64%) Homeowner's exemption	$365,245 (+3%)	$425,497 (+10.09%) Land $77,685 Building $347,812
2022	$3,694.00 Homeowner's exemption	$354,607	$386,498 Land $62,714 Building $323,784

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 93 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	93 in force
Nearby Flood Claims	10 (2018–2021)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims Hurricane Michael, Oct 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Mediacom Xtream.

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