351 Tanner Cir, Stanford, KY 40484 Property Records

Lincoln County property record for 351 Tanner Cir, Stanford, KY 40484

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,380 sqft · built 2005
Lot Size	0.839 acres (36,547 sqft)
Owner	2 Individual Names on Record
Last Sale	$103,000 (Feb 2016)
Tax Bill	$1,391 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`036-02-04-022.00`

Property Details

APN / Parcel Number

Primary APN	`036-02-04-022.00`
Alternative APN	`36B-023`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,380 sqft Living Area
Basement Area	1,128 sqft
Finished Basement	1,128 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	36,547 sqft (0.839 acres)
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	126 sqft
Deck Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	351 TANNER CIR
City	STANFORD
State	KY
Zip	40484-8118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	H & LOT 23 (.839 AC)
Legal Subdivision	HANGING FORK
Legal Lot Number	23
Jurisdiction	LINCOLN KY
Township / Civil Division	STANFORD
Census Block Group	3
Census Block	3025
Census Tract	920102

Owner

Source: Lincoln County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	351 TANNER CIR, STANFORD, KY 40484-8118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage MONTICELLO BANKING COMPANY
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2016 · Amount on Record
Deed Sale	Feb 18, 2016 · Amount on Record
Prior Sale	Aug 21, 2012 · Amount on Record
Deed Document Number	2016328496
Deed Book / Page	426 / 782
Prior Transfer Date	Nov 23, 2004
Prior Transfer Doc	DEED359/058
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN KY
Recording Date	Sep 14, 2026
Property Address	351 TANNER CIR, STANFORD, KY 40484-8118
Document Number	0574000152
Book / Page	574 / 152
Instrument Date	Sep 8, 2026
Transaction Type	Mortgage
Record Updated	Sep 25, 2026
Title Company	KENTUCKY IN TITLE, KENTUCKY HOME TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	351 TANNER CIR, STANFORD, KY 40484-8118

Mortgage

Document Number	0574000152,
Date	Sep 14, 2026
Book Page	574/152

Lender

Name	MONTICELLO BANKING COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 8, 2036

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN KY
Property Address	351 TANNER CIR, STANFORD, KY 40484-8118
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	CHURCHILL TITLE SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG491/398
Date	Feb 22, 2021
Book Page	MTG 491/398
Instrument	465654

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Lincoln County
Unified School District	Lincoln County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,391.00 (-4.27%)	$141,700 (-) Land $18,000 Building $123,700	$141,700 (-) Land $18,000 Building $123,700
2024	$1,453.00
2023		$141,700 Land $18,000 Building $123,700	$141,700 Land $18,000 Building $123,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANFORD WATER WORKS serves 9,284 people · EPA ID KY0690417
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Tanner Cir

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