364 Bent St, Elgin, IL 60120 Property Records

Kane County property record for 364 Bent St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 1,926 sqft · built 1900
Lot Size	0.295 acres (12,871 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Oct 2025)
Tax Bill	$6,572 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-24-203-018`

Property Details

APN / Parcel Number

Primary APN	`06-24-203-018`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,926 sqft Living Area
Gross Area	2,889 sqft
Basement Area	963 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	12,871 sqft (0.295 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	364 BENT ST
City	ELGIN
State	IL
Zip	60120-7872
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHERMANS ADDN EAST 74 FT WEST 187 FT ON SOUTH LINE LOT 7 BLOCK 4
Legal Subdivision	SHERMANS ADDN
Legal Block	4
Legal Lot Number	7
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4004
Census Tract	851400

Owner

Source: Kane County assessment roll, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	364 BENT ST, ELGIN, IL 60120-7872
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Warranty Deed, Transfer · Conventional Mortgage C & R MORTGAGE
Mar 27, 2017	Warranty Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 31, 2025 · Amount on Record
Deed Sale	Oct 31, 2025 · Amount on Record
Prior Sale	Mar 27, 2017 · Amount on Record
Deed Document Number	202543013
Prior Transfer Date	Mar 10, 2003
Prior Transfer Doc	0000072461
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 31, 2025
Property Address	364 BENT ST, ELGIN, IL 60120-7872
Document Number	0000043013
Instrument Date	Jun 19, 2025
Instrument	2025K043013
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	SATURN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	364 BENT ST, ELGIN, IL 60120-7872

Mortgage

Document Number	0000043014
Date	Oct 31, 2025
Instrument	2025K043014

Lender

Name	C & R MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.62%

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 27, 2017
Property Address	364 BENT ST, ELGIN, IL 60120-7872
Document Number	0000015411
Instrument Date	Mar 9, 2017
Instrument	2017K015411
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	PRECISION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 FIELDCREST CT, ALGONQUIN, IL 60102-5309

Mortgage

Document Number	0000015412
Date	Mar 27, 2017
Instrument	2017K015412

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,572.00 (+3.5%)
2024	$6,350.00 (+12.05%)	$79,351 (+21.39%) Land $15,352 Building $63,999	$238,148 (+21.44%) Land $46,074 Building $192,074
2022	$5,667.00 (+3.94%)	$65,366 (+6.96%) Land $12,646 Building $52,720	$196,098 (+6.96%) Land $37,938 Building $158,160
2021	$5,452.00	$61,112 Land $11,823 Building $49,289	$183,336 Land $35,469 Building $147,867

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Opiquad, T-Mobile USA.

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