312 Bent St, Elgin, IL 60120 Property Records

Kane County property record for 312 Bent St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,558 sqft · built 1878
Lot Size	0.213 acres (9,286 sqft)
Owner	2 Individual Names on Record
Last Sale	$304,000 (Jun 2006)
Tax Bill	$7,825 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-24-129-037`

Property Details

APN / Parcel Number

Primary APN	`06-24-129-037`
Alternative APN	`0624129032`

Interior

Full Baths	4 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,558 sqft Living Area
Gross Area	3,917 sqft
Basement Area	1,359 sqft

Exterior

Year Built	Built 1878
Effective Year Built	Effective 1878
Construction Type	Frame
Lot Area	9,286 sqft (0.213 acres)
Lot Width	82 ft Width

Location & Zoning

Street Address	312 BENT ST
City	ELGIN
State	IL
Zip	60120-7421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GEORGE ANDERSONS SUB PT OF LOT 12 DESC IN SURVEY - DOC 2004K141925
Legal Subdivision	GEORGE ANDERSONS SUB
Legal Block	4
Legal Lot Number	12
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4003
Census Tract	851400

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	26 S ASHLAND AVE, PALATINE, IL 60074-6302
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2006 · Amount on Record
Deed Sale	Jun 14, 2006 · Amount on Record
Prior Sale	Sep 29, 2005 · Amount on Record
Deed Document Number	200664043
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	312 BENT ST, ELGIN, IL 60120-7421
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025109
Date	Mar 31, 2021
Instrument	2021K025109

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,825.00 (+25.93%)	$102,577 (+8.57%) Land $13,255 Building $89,322	$307,854 (+8.57%) Land $39,781 Building $268,073
2024		$94,480 (+31.83%) Land $12,209 Building $82,271	$283,553 (+31.88%) Land $36,642 Building $246,912
2022	$6,214.00 (+3.95%)	$71,668 (+6.96%) Land $10,057 Building $61,611	$215,004 (+6.96%) Land $30,171 Building $184,833
2021	$5,978.00	$67,005 Land $9,403 Building $57,602	$201,015 Land $28,209 Building $172,806

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Fox Valley Internet, T-Mobile.

Nearby Properties on Bent St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures