Kane County property record for 398-400 Bent St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,122 sqft · built 1900 |
| Lot Size | 0.453 acres (19,730 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $160,000 (Jun 1998) |
| Tax Bill | $6,365 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-203-020 |
| Primary APN | 06-24-203-020 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,122 sqft Living Area |
| Gross Area | 3,264 sqft |
| Basement Area | 1,142 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 19,730 sqft (0.453 acres) |
| Lot Width | 102 ft Width |
| Garage Type | Detached |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 398 BENT ST, 400 |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-7872 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHERMAN'S ADDN EAST 94.64 FT WEST 314.64 FT ON NORTH LINE & EAST 136.1 FT WEST 323.1 ON SOUTH LINE EXCEPT SOUTH 115.5 FT OF WEST 34.1 FT ON WIDTH LOTS 7 & 8 BLOCK 4 |
| Legal Subdivision | SHERMANS ADDN |
| Legal Block | 4 |
| Legal Lot Number | 7-8 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 851400 |
Source: Kane County records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 400 BENT ST, ELGIN, IL 60120-7834 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 1998 · Amount on Record |
| Deed Sale | Jun 15, 1998 · Amount on Record |
| Deed Document Number | 199852216 |
| Last Transfer Date | Mar 14, 2003 |
| Transfer Doc | 0000066379 |
| Record Updated | Sep 20, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,365.00 (+23.74%) Homeowner's exemption | $91,441 (+8.57%) Land $20,075 Building $71,366 | $274,433 (+8.57%) Land $60,249 Building $214,184 |
| 2024 | $84,223 (+30.67%) Land $18,490 Building $65,733 | $252,770 (+30.72%) Land $55,492 Building $197,278 | |
| 2022 | $5,144.00 (+6.26%) Homeowner's exemption | $64,457 (+6.96%) Land $15,231 Building $49,226 | $193,371 (+6.96%) Land $45,693 Building $147,678 |
| 2021 | $4,841.00 Homeowner's exemption | $60,263 Land $14,240 Building $46,023 | $180,789 Land $42,720 Building $138,069 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Fox Valley Internet, T-Mobile.
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