355 Algona Ave, Elgin, IL 60120 Property Records

Kane County property record for 355 Algona Ave, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,598 sqft · built 1928
Lot Size0.158 acres (6,895 sqft)
Owner2 Individual Names on File
Last Sale$165,000 (Apr 2016)
Tax Bill$6,145 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN06-12-332-002

Property Details

APN / Parcel Number

Primary APN06-12-332-002

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories5 Stories
Building Area1,598 sqft Living Area
Gross Area2,663 sqft
Basement Area1,065 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Exterior MaterialBrick
Lot Area6,895 sqft (0.158 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address355 ALGONA AVE
CityELGIN
StateIL
Zip60120-3738
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBARRYS SUB LOT 2 BLOCK 2
Legal SubdivisionBARRYS SUB
Legal Block2
Legal Lot Number2
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group5
Census Block5017
Census Tract850800

Owner

355 Algona Ave is owned and occupied by two individuals who bought it in April 2016.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address355 ALGONA AVE, ELGIN, IL 60120-3738
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 6, 2016 · Amount on File
Deed SaleApr 6, 2016 · Amount on File
Prior SaleDec 12, 2013 · Amount on File
Deed Document Number201616081
Record UpdatedOct 29, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address355 ALGONA AVE, ELGIN, IL 60120-3738
Document Number0000010671
Instrument DateFeb 24, 2020
Transaction TypeMortgage
Record UpdatedMar 16, 2020
Title CompanyRAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address355 ALGONA AVE ELGIN IL 601203738, ELGIN, IL 60120-3738

Mortgage

Document Number0000010671
DateMar 2, 2020
Instrument10671
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2050
Interest
Rate TypeFixed Rate
Rate3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 355 Algona Ave was $6,145 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,145.00 Homeowner's exemption$88,547 (+8.57%) Land $17,372 Building $71,175$265,747 (+8.57%) Land $52,137 Building $213,610
2024$81,558 Land $16,001 Building $65,557$244,772 Land $48,022 Building $196,750
2022$5,305.00 (+4.68%) Homeowner's exemption$67,185 (+6.96%) Land $13,181 Building $54,004$201,555 (+6.96%) Land $39,543 Building $162,012
2021$5,068.00 Homeowner's exemption$62,813 Land $12,323 Building $50,490$188,439 Land $36,969 Building $151,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 355 Algona Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 355 Algona Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
DSL
100 / 20

May also be available: Verizon.

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