3639 Moca Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3639 Moca Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2017
Square Footage	2,144 sqft Heated Area
Lot Size	6,098 sqft (0.139 acres)
Occupancy	Owner Occupied
Last Sale	$265,500 (2018)
Tax Bill	$4,044.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`352630096400013650`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,144 sqft Heated Area
Gross Area	2,814 sqft Gross Area
1st Floor	2,144 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2017
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,098 sqft (0.139 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	420 sqft Garage

Exterior Amenities

Pool Area	84 sqft Pool
Fence	Fence
Deck Area	588 sqft Deck
Porch	Finished/Screened Porch
Porch Area	250 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	3639 MOCA DR
City	SAINT CLOUD
State	FL
Zip	34772-8147
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WHALEYS CREEK PH 1 PB 24 PGS 161-167 LOT 365
Legal Range	30E
Legal Township	26S
Legal Section	35
Legal Subdivision	WHALEYS CREEK PH 1 2 & 3
Legal Phase	1
Legal Tract	964
Legal Lot Number	365
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2016
Census Tract	43304

Owner

Source: Osceola County records · APN 352630096400013650

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3639 MOCA DR, SAINT CLOUD, FL 34772-8147
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 30, 2018 · Amount on Record
Deed Sale	Jan 30, 2018 · Amount on Record
Deed Doc Number	2018015635
Deed Book / Page	5277 / 0249
Record Refreshed	Jun 08, 2026

January 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 30, 2018
Property Address	3639 MOCA DR, SAINT CLOUD, FL 34772-8147
Document Number	0052770249
Book / Page	5277 / 0249
Map Reference	MB24 PG161-167
Instrument Date	Dec 29, 2017
Instrument	2018015635
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 08, 2022
Title Company	PGP TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,858.50
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4901 VINELAND RD STE 500, 4901, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	2018015636
Date	Jan 30, 2018
Instrument	2018015636

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,044.00 (+15.81%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$273,857 (+13.62%)	$378,500 (+8.51%) Land $70,000 Building $308,500
2023	$3,492.00 (+3.68%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$241,036 (+3%)	$348,800 (+10.17%) Land $65,000 Building $283,800
2022	$3,368.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$234,016	$316,600 Land $60,000 Building $256,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.