Osceola County property record for 3632 Moca Dr, Saint Cloud, FL 34772 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2018 |
| Square Footage | 2,144 sqft Living Area |
| Lot Size | 10,018 sqft (0.23 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $260,300 (2018) |
| Tax Bill | $3,750.00 (2024) |
| Primary APN | 35-26-30-0964-0001-3600 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,144 sqft Living Area |
| Gross Area | 2,926 sqft Gross Area |
| 1st Floor | 2,144 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,018 sqft (0.23 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 740 sqft Garage |
| Patio Area | 120 sqft Patio |
| Porch Area | 262 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3632 MOCA DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8148 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WHALEYS CREEK PH 1 PB 24 PGS 161-167 LOT 360 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 35 |
| Legal Subdivision | WHALEYS CREEK PH 1 |
| Legal Phase | 1 |
| Legal Tract | 964 |
| Legal Block | 3600 |
| Legal Lot Number | 360 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2011 |
| Census Tract | 43304 |
Source: Osceola County records · APN 35-26-30-0964-0001-3600
Assessment roll updated November 26, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3632 MOCA DR, SAINT CLOUD, FL 34772-8148 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 01, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWINDS CREDIT UNION |
| Sep 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWINDS CU |
| Feb 20, 2018 | Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage PULTE MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 20, 2018 · Amount on Record |
| Deed Sale | Feb 20, 2018 · Amount on Record |
| Prior Sale | Mar 01, 2016 · Amount on Record |
| Deed Doc Number | 201829589 |
| Deed Book / Page | 5289 / 834 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 01, 2026 |
| Property Address | 3632 MOCA DR, SAINT CLOUD, FL 34772-8148 |
| Document Number | 0000057930 |
| Book / Page | 6964 / 2990 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 202657930 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGE TITLE SERVICES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3632 MOCA DR, SAINT CLOUD, FL 34772-8148 |
| Document Number | 0000057930, |
|---|---|
| Date | May 01, 2026 |
| Book Page | 6964/2990 |
| Instrument | 202657930 |
| Name | FAIRWINDS CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3632 MOCA DR, SAINT CLOUD, FL 34772-8148 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | APOLLO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3632 MOCA DR, SAINT CLOUD, FL 34772-8148 |
| Document Number | 0057912393 |
|---|---|
| Date | Sep 11, 2020 |
| Book Page | 5791/2393 |
| Instrument | 2020121406 |
| Name | FAIRWINDS CU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32826 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 20, 2018 |
| Property Address | 3632 MOCA DR, SAINT CLOUD, FL 34772-8148 |
| Document Number | 0052890834 |
| Book / Page | 5289 / 0834 |
| Map Reference | MB24 PG161-167 |
| Instrument Date | Feb 19, 2018 |
| Instrument | 2018029589 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | PGP TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,822.10 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4901 VINELAND RD STE 500, 4901, ORLANDO, FL 32811-7383 |
| Name | Verified Name |
|---|---|
| Address | 3632 MOCA DR, SAINT CLOUD, FL 34772-8148 |
| Document Number | 2018029590 |
|---|---|
| Date | Feb 20, 2018 |
| Instrument | 2018029590 |
| Name | PULTE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2048 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,881.00 (+3.49%) Homeowner's exemption | $259,748 (+3.92%) | $368,900 (+1.46%) Land $70,000 Building $298,900 |
| 2024 | $3,750.00 (+0.21%) | ||
| 2023 | $3,742.00 (+3.54%) Homeowner's exemption | $249,948 (+3%) | $363,600 (+10.18%) Land $65,000 Building $298,600 |
| 2022 | $3,614.00 Homeowner's exemption | $242,668 | $330,000 Land $60,000 Building $270,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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