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3636 Moca Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3636 Moca Dr, Saint Cloud, FL 34772 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2017
Square Footage2,615 sqft Living Area
Lot Size10,890 sqft (0.25 acres)
OccupancyOwner Occupied
Last Sale$480,000 (2026)
Tax Bill$3,830.00 (2024)

Property Details

APN / Parcel Number

Primary APN35-26-30-0964-0001-3580
Alternative APN
  • 263035096400013580

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area2,615 sqft Living Area
Gross Area3,094 sqft Gross Area
1st Floor1,094 sqft 1st Floor
Upper Floors1,521 sqft Upper Floors
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,890 sqft (0.25 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area441 sqft Garage
Patio Area140 sqft Patio
Porch Area38 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3636 MOCA DR
CitySAINT CLOUD
StateFL
Zip34772-8148
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWHALEYS CREEK PH 1 PB 24 PGS 161-167 LOT 358
Legal Range30E
Legal Township26S
Legal Section35
Legal SubdivisionWHALEYS CREEK PH 1
Legal Phase1
Legal Tract964
Legal Block3580
Legal Lot Number358
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2011
Census Tract43304

Owner

Source: Osceola County records · APN 35-26-30-0964-0001-3580

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3636 MOCA DR, SAINT CLOUD, FL 34772-8148
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
May 11, 2026Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
NEIGHBORS BANK
Mar 10, 2025Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jul 01, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CROSSCOUNTRY MORTGAGE INC
Jan 03, 2018Special Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage
PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 11, 2026 · Amount on Record
Deed SaleMay 11, 2026 · Amount on Record
Prior SaleJul 01, 2020 · Amount on Record
Deed Doc Number202661856
Deed Book / Page6969 / 1811
Prior Transfer DateMar 06, 2025
Prior Transfer Doc0067512700
Record RefreshedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 11, 2026
Property Address3636 MOCA DR, SAINT CLOUD, FL 34772-8148
Document Number0000061856
Book / Page6969 / 1811
Instrument DateMay 11, 2026
Instrument2026.61856
Transaction TypeTransfer
Record UpdatedMay 20, 2026
Title CompanyFPG TITLE GROUP

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$339,360.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3636 MOCA DR, SAINT CLOUD, FL 34772-8148

Mortgage

Document Number0000061857,
DateMay 11, 2026
Instrument2026..61857
Lender
NameNEIGHBORS BANK
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate6.38%
Max Rate-1%

Mortgage

Document Number0000061858,
DateMay 11, 2026
Book Page6969/1829
Instrument2026.61858
Lender
NameNEIGHBORS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term10 Months
DueJun 01, 2036
Interest
Rate6.38%
Max Rate-1%

March 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateMar 10, 2025
Property Address3636 MOCA DR, SAINT CLOUD, FL 34772-8148
Document Number0067512700
Book / Page6751 / 2700
Map ReferenceMB 24 PG 161
Instrument DateMar 06, 2025
Instrument2025029793
Transaction TypeTransfer
Record UpdatedMay 21, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3636 MOCA DR, SAINT CLOUD, FL 34772-8148

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address3636 MOCA DR, SAINT CLOUD, FL 34772-8148

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 01, 2020
Property Address3636 MOCA DR, SAINT CLOUD, FL 34772-8148
Document Number0057470997
Book / Page5747 / 997
Map ReferenceMB 24 PG 161
Instrument DateJun 30, 2020
Instrument2020084910
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyFIRST SERVICE TTL OF FL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,240.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5812 NORTH HILL BLVD, 5812, PORT ORANGE, FL 32127

Transferred To (Grantee/Buyer)

NameVerified Name
Address3636 MOCA DR, SAINT CLOUD, FL 34772-8148

Mortgage

Document Number0005747998
DateJul 01, 2020
Instrument5747/998
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2050

January 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 03, 2018
Property Address3636 MOCA DR, SAINT CLOUD, FL 34772-8148
Document Number0052622959
Book / Page5262 / 2959
Map ReferenceMB24 PG161-167
Instrument DateDec 29, 2017
Instrument2018001216
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 08, 2022
Title CompanyPGP TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,955.10
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4901 VINELAND RD STE 500, 4901, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

NameVerified Name
Address3636 MOCA DR, SAINT CLOUD, FL 34772-8148

Mortgage

Document Number2018001217
DateJan 03, 2018
Instrument2018001217
Lender
NamePULTE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,964.00 (+3.5%)$264,359 (+11.71%)$395,500 (+7.04%) Land $70,000 Building $325,500
2024$3,830.00 (+9.33%)
2023$3,503.00 (+3.61%) Homeowner's exemption$236,647 (+3%)$369,500 (+10.07%) Land $65,000 Building $304,500
2022$3,381.00 Homeowner's exemption$229,755$335,700 Land $60,000 Building $275,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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