3636 Overton Rd, Cool, CA 95614 Property Records

El Dorado County property record for 3636 Overton Rd, Cool, CA 95614

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,975 sqft · built 1982
Lot Size	5.33 acres (232,175 sqft)
Owner	Company Name on Record
Tax Bill	$2,268 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071-271-023-000`

Property Details

APN / Parcel Number

Primary APN	`071-271-023-000`
Alternative APNs	`07127123100` `0712712310`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,975 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Construction Type	Wood
Lot Area	232,175 sqft
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,975 sqft

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	3636 OVERTON RD
City	COOL
State	CA
Zip	95614-9421
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R2A
Legal Description	RS 25/5/2 CHERRY ACRES
Legal Subdivision	CHERRY ACRES
Legal Lot Number	28
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	1
Census Block	1023
Census Tract	30601

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3636 OVERTON RD, COOL, CA 95614-9421
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jul 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jan 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 6, 2003
Transfer Doc	0000092775
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3636 OVERTON RD, COOL, CA 95614-9421
Transaction Type	Mortgage
Record Updated	Oct 14, 2022
Title Company	FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3636 OVERTON RD, COOL, CA 95614-9421

Mortgage

Document Number	0000058935
Date	Sep 14, 2021
Instrument	2021-0058935

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3636 OVERTON RD, COOL, CA 95614-9421
Transaction Type	Mortgage
Record Updated	Oct 14, 2022
Title Company	FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038086
Date	Jul 29, 2020
Instrument	2020-0038086

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3636 OVERTON RD, COOL, CA 95614-9421
Document Number	0000004123
Instrument Date	Jan 26, 2018
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3636 OVERTON RD COOL CA 956149421, COOL, CA 95614-9421

Mortgage

Document Number	0000004123
Date	Feb 5, 2018
Instrument	4123

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2048

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Unified School District	Black Oak Mine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$213,358 (+2%) Land $32,721 Building $180,637
2025	$2,268.00 (+7.69%) Homeowner's exemption	$209,176 (+4.04%) Land $32,080 Building $177,096
2023	$2,106.00 (+1.49%) Homeowner's exemption	$201,055 Land $30,835 Building $170,220
2022	$2,075.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 73% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile, Verizon, Zeta Broadband.

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