3545 Overton Rd, Cool, CA 95614 Property Records

El Dorado County property record for 3545 Overton Rd, Cool, CA 95614 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Rural Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2022
Square Footage2,173 sqft Living Area
Lot Size110,206 sqft (2.53 acres)
GarageAttached, 600 sqft
Last Sale$95,000 (2018)
Tax Bill$3,012.00 (2025)

Property Details

APN / Parcel Number

Primary APN071-231-013-000
Alternative APN
  • 0712311310

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area2,173 sqft Living Area
Stories1 Story
FireplaceFireplace
Fireplaces1 Fireplace

Exterior

Year BuiltBuilt 2022
Construction TypeWood
Lot Area110,206 sqft (2.53 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached
Garage Area600 sqft Garage
Patio Area413 sqft Patio
View / LotGood
TerrainOther

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number0712311310
Street Address3545 OVERTON RD
CityCOOL
StateCA
Zip95614-9551
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionPM 43/6/1 CHERRY ACRES
Legal SubdivisionCHERRY ACRES
JurisdictionEL DORADO CA
Township / Civil DivisionNORTH EL DORADO
Census Block Group1
Census Block1026
Census Tract30601

Owner

Source: El Dorado County records · APN 071-231-013-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 545, COOL, CA 95614-0545
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 03, 2021Deed of Trust, Mortgage · Construction Mortgage
UMPQUA BANK
Apr 17, 2018Grant Deed, Transfer · Conventional Mortgage
TRI COUNTIES BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 17, 2018 · Amount on Record
Deed SaleApr 17, 2018 · Amount on Record
Prior SaleMar 29, 2012
Deed Document Number2018-0014234
Record UpdatedJun 08, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEL DORADO CA
Property Address3545 OVERTON RD, COOL, CA 95614-9551
Transaction TypeMortgage
Record UpdatedJul 25, 2023
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1154 SCHEIDEGGER CIR, FOLSOM, CA 95630-7304

Mortgage

Document Number0000030408
DateMay 03, 2021
Instrument2021-0030408
Lender
NameUMPQUA BANK
TypeBank
AddressPORTLAND, OR 97224
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term372 Months
DueMay 01, 2052
Interest
Rate TypeAdjustable Rate
Rate3.62%

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionEL DORADO CA
Recording DateApr 17, 2018
Property Address3545 OVERTON RD, COOL, CA 95614-9551
Document Number0000014234
Instrument DateApr 02, 2018
Instrument14234
Transaction TypeTransfer
Record UpdatedJun 11, 2019
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$104.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
AddressPO BOX 2426 CARMICHAEL CA 956092426, CARMICHAEL, CA 95609-2426

Mortgage

Document Number14235
DateApr 17, 2018
Instrument14235
Lender
NameTRI COUNTIES BANK
TypeBank
AddressCHICO, CA 95973
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 16, 2033

Tax Assessment & Valuation

Source: El Dorado County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyEl Dorado County
Unified School DistrictBlack Oak Mine Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,012.00 (+7.61%)$271,369 (+4.04%) Land $84,495 Building $186,874
2023$2,799.00 (+155.62%)$260,833 Land $81,215 Building $179,618
2022$1,095.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, El Dorado County (06017C), updated August 25, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 90% of the US · above 72% of California
Wildfire LikelihoodAbout 1 in 111 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Overton Rd

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