3584 Overton Rd, Cool, CA 95614 Property Records

El Dorado County property record for 3584 Overton Rd, Cool, CA 95614

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 1,827 sqft · built 1976
Lot Size	7.97 acres (347,173 sqft)
Owner	Individual Name on File
Last Sale	$435,000 (Feb 2005)
Tax Bill	$5,417 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`071-271-012-000`

Property Details

APN / Parcel Number

Primary APN	`071-271-012-000`
Alternative APNs	`07127112100` `0712711210`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,827 sqft Living Area
1st Floor Area	1,827 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Wood
Lot Area	347,173 sqft (7.97 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,827 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3584 OVERTON RD
City	COOL
State	CA
Zip	95614-9551
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R2A
Legal Description	L 30 CHERRY ACRES
Legal Subdivision	CHERRY ACRES
Legal Lot Number	30
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	1
Census Block	1023
Census Tract	30601

Owner

Source: El Dorado County records · APN 071-271-012-000

Assessment roll updated August 18, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3584 OVERTON RD, COOL, CA 95614-9551
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 25, 2005 · Amount on Record
Deed Sale	Feb 25, 2005 · Amount on Record
Prior Sale	Mar 03, 2000 · Amount on Record
Deed Document Number	200515512
Last Transfer Date	Dec 23, 2019
Transfer Doc	0000010620
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3584 OVERTON RD, COOL, CA 95614-9551
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3584 OVERTON RD, COOL, CA 95614-9551

Mortgage

Document Number	0000063279
Date	Nov 05, 2020
Instrument	2020-0063279

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 01, 2035

Tax Assessment & Valuation

Source: El Dorado County records · Assessment roll updated August 18, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Unified School District	Black Oak Mine Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,417.00 (+14.4%)	$495,000 (+10.24%) Land $250,000 Building $245,000
2024	$4,735.00 (-0.32%)
2023	$4,750.00 (-5.09%)	$449,000 Land $245,500 Building $203,500
2022	$5,005.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 25, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Very High above 91% of the US · above 74% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile USA, Verizon, Zeta Broadband.

Based on FCC filings for 36 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GEORGETOWN DIVIDE PUD serves 9,434 people
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.