3610 River Summit Trl, Duluth, GA 30097 Property Records

Gwinnett County property record for 3610 River Summit Trl, Duluth, GA 30097

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,030 sqft · built 1995
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$132,800 (May 2012)
Tax Bill	$4,111 (2025)
Deeds & Mortgages	Sep 2024 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7-204-340`

Property Details

APN / Parcel Number

Primary APN	`7-204-340`
Alternative APNs	`R7204-340` `1966787`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,030 sqft Living Area
Gross Area	2,670 sqft
1st Floor Area	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Lot Area	9,583 sqft (0.22 acres)
View / Lot	Primary
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3610 RIVER SUMMIT TRL
City	DULUTH
State	GA
Zip	30097-2276
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	L9 BH SUMMIT AT RIVERBROOKE #3
Legal Subdivision	SUMMIT AT RIVERBROOKE
Legal Block	H
Legal Lot Number	9
Jurisdiction	GWINNETT GA
Township / Civil Division	SUWANEE-DULUTH
Census Block Group	3
Census Block	3011
Census Tract	50235

Owner

Source: Gwinnett County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3610 RIVER SUMMIT TRL, DULUTH, GA 30097-2276
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2024	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Sep 11, 2020	Deed of Trust, Mortgage · FHA Mortgage MUTUAL/OMAHA MTG LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2012 · Amount on Record
Deed Sale	May 23, 2012 · Amount on Record
Prior Sale	Aug 2, 2011
Deed Document Number	201216405
Deed Book / Page	51398 / 587
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	3610 RIVER SUMMIT TRL, DULUTH, GA 30097-2276
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3610 RIVER SUMMIT TRL, DULUTH, GA 30097-2276

Mortgage

Document Number	0614160591
Date	Sep 13, 2024
Book Page	0000061416/0000000591

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Jan 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	3610 RIVER SUMMIT TRL, DULUTH, GA 30097-2276
Document Number	0581310049
Instrument Date	Sep 11, 2020
Transaction Type	Mortgage
Record Updated	Dec 16, 2020
Title Company	IDEAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3610 RIVER SUMMIT TRL DULUTH GA 300972276, DULUTH, GA 30097-2276

Mortgage

Document Number	0581310049
Date	Dec 3, 2020
Book Page	058131/000049

Lender

Name	MUTUAL/OMAHA MTG LLC
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2050

Tax Assessment & Valuation

Source: Gwinnett County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Municipality	Duluth City
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,111.00 (+18.58%)	$175,640 (+9.53%) Land $34,000 Building $141,640	$439,100 (+9.53%) Land $85,000 Building $354,100
2023	$3,467.00	$160,360 Land $38,000 Building $122,360
2022			$400,900 Land $95,000 Building $305,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2020–2023)
Most Recent Claim	Aug 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.5% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Xfinity.

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