St. Louis County property record for 3635 Fectos Rd, Tower, MN 55790
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,952 sqft |
| Lot Size | 0.98 acres (42,689 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $8,276 (2026) |
| Deeds & Mortgages | Dec 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 387-0010-00740 |
| Primary APN | 387-0010-00740 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,952 sqft Gross Area |
| 1st Floor Area | 1,952 sqft |
| Basement Area | 1,757 sqft |
| Finished Basement | 1,757 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Architectural Style | Ranch |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Lot Area | 42,689 sqft (0.98 acres) |
| Garage Area | 1,200 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 336 sqft |
| Deck Area | 240 sqft |
| Cabin | 528 sqft |
| Storage Building | 24 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 130992 |
|---|---|
| Street Address | 3635 FECTOS RD |
| City | TOWER |
| State | MN |
| Zip | 55790-8137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THAT PART OF LOT 1 LYING BETWEEN TWO LINESDRAWN PARALLEL WITH THE S LINE AND DISTANCE621.48 FT AND 772.68 FT NLY THEREOF AND |
| Legal Range | 16W |
| Legal Township | 62N |
| Legal Section | 06 |
| Legal Subdivision | GREENWOOD TOWN OF |
| Legal Lot Number | 1 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GREENWOOD |
| Census Block Group | 1 |
| Census Block | 1262 |
| Census Tract | 15502 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3635 FECTOS RD, TOWER, MN 55790-8137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 5, 2001 |
| Transfer Doc | 0000713970 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3635 FECTOS RD, TOWER, MN 55790-8137 |
| Document Number | 00T1019109 |
| Instrument Date | Dec 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3635 FECTOS RD TOWER MN 557908137, TOWER, MN 55790-8137 |
| Document Number | 00T1019109 |
|---|---|
| Date | Dec 31, 2019 |
| Instrument | T1019109 |
| Name | NORTHERN ST BK/VA |
|---|---|
| Type | Bank |
| Address | VIRGINIA, MN 55792 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Dec 30, 2024 |
| Rate | 6.14% |
|---|
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Greenwood Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,276.00 (+17.79%) Homeowner's exemption | ||
| 2025 | $7,026.00 (+5.53%) Homeowner's exemption | $946,900 (+12.19%) Land $321,500 Building $625,400 | $946,900 (+12.19%) Land $321,500 Building $625,400 |
| 2024 | $6,658.00 | $844,000 (+20.13%) Land $260,000 Building $584,000 | $844,000 (+20.13%) Land $260,000 Building $584,000 |
| 2022 | $702,600 Land $220,000 Building $482,600 | $702,600 Land $220,000 Building $482,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 90 / 5 |
May also be available: Verizon.
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