St. Louis County property record for 3640 Fectos Rd, Tower, MN 55790
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,876 sqft · built 1994 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | Company Name on Record |
| Last Sale | $975,000 (Aug 2024) |
| Tax Bill | $7,056 (2026) |
| Deeds & Mortgages | May 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 387-0010-00624 |
| Primary APN | 387-0010-00624 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,876 sqft Gross Area |
| 1st Floor Area | 1,260 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Construction Type | Log |
| Lot Area | 34,848 sqft (0.8 acres) |
| Garage Area | 784 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | 456 sqft |
| Patio Area | 252 sqft |
| Storage Building | 96 sqft |
| Boat House | 588 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 1175021 |
|---|---|
| Street Address | 3640 FECTOS RD |
| City | TOWER |
| State | MN |
| Zip | 55790-8136 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | THAT PART OF GOVT LOT 5, DESCRIBED ASFOLLOWS: A TRACT OF LAND BEING 148 FEET INWIDTH (NORTH AND SOUTH) WITH THE SOUTH |
| Legal Range | 16W |
| Legal Township | 62N |
| Legal Section | 05 |
| Legal Subdivision | GREENWOOD TOWN OF |
| Legal Tract | OF |
| Legal Lot Number | 5 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GREENWOOD |
| Census Block Group | 1 |
| Census Block | 1262 |
| Census Tract | 15502 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1343 OAKWOOD DR, ANOKA, MN 55303-2738 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 2024 · Amount on Record |
| Deed Sale | Aug 22, 2024 · Amount on Record |
| Prior Sale | Aug 14, 2003 · Amount on Record |
| Deed Document Number | 20241494040 |
| Last Transfer Date | Oct 21, 2024 |
| Transfer Doc | 0001499698 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 29, 2020 |
| Property Address | 3640 FECTOS RD, TOWER, MN 55790-8136 |
| Document Number | 00A1381023 |
| Instrument Date | Dec 17, 2019 |
| Instrument | A1381023 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 17524 FREEPORT WAY FARMINGTON MN 550247903, FARMINGTON, MN 55024-7903 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Greenwood Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,056.00 (+42.37%) | ||
| 2025 | $4,956.00 (+10.67%) | $757,600 (+32.45%) Land $286,900 Building $470,700 | $757,600 (+32.45%) Land $286,900 Building $470,700 |
| 2024 | $4,478.00 | $572,000 (+19.69%) Land $223,000 Building $349,000 | $572,000 (+19.69%) Land $223,000 Building $349,000 |
| 2022 | $477,900 Land $189,600 Building $288,300 | $477,900 Land $189,600 Building $288,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 90 / 5 |
May also be available: Verizon.
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