St. Louis County property record for 3633 Fectos Rd, Tower, MN 55790
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 2 ba · 720 sqft |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,400 (2026) |
| Deeds & Mortgages | Dec 2019 Loan Modification Feb 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 387-0010-00731 |
| Primary APN | 387-0010-00731 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 720 sqft Gross Area |
| 1st Floor Area | 480 sqft |
| Architectural Style | Rustic |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 17,860 sqft (0.41 acres) |
| Deck Area | 109 sqft |
| Sauna | Sauna |
| Total Buildings | 2 Buildings |
| Heating Fuel | Electric |
|---|
| Account Number | 33871 |
|---|---|
| Street Address | 3633 FECTOS RD |
| City | TOWER |
| State | MN |
| Zip | 55790-8137 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | THAT PART OF LOT 1 SEC 6 AND OF LOT 5 SEC 5LYING BETWEEN TWO LINES DRAWN PARALLELWITH THE S LINE OF LOT 1 SEC 6 ANDDISTANT |
| Legal Range | 16W |
| Legal Township | 62N |
| Legal Section | 06 |
| Legal Subdivision | GREENWOOD TOWN OF |
| Legal Lot Number | 1,5 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GREENWOOD |
| Census Block Group | 1 |
| Census Block | 1262 |
| Census Tract | 15502 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 18007 JUDICIAL WAY S, LAKEVILLE, MN 55044-8895 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Dec 22, 2019 | Loan Modification, Mortgage FRANDSEN BK&TR |
| Feb 5, 2019 | Deed of Trust, Mortgage · Line of Credit ROYAL CU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3633 FECTOS RD, TOWER, MN 55790-8137 |
| Document Number | 00T1019214 |
| Instrument Date | Dec 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 18007 JUDICIAL WAY S LAKEVILLE MN 550448895, LAKEVILLE, MN 55044-8895 |
| Document Number | 00T1019214 |
|---|---|
| Date | Jan 3, 2020 |
| Instrument | T1019214 |
| Name | FRANDSEN BK&TR |
|---|---|
| Type | Bank |
| Address | TOWER, MN 55790 |
| Term | 60 Months |
|---|---|
| Due | Jan 2, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3633 FECTOS RD, TOWER, MN 55790-8137 |
| Document Number | 00T1008003 |
| Instrument Date | Feb 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3633 FECTOS RD TOWER MN 557908137, TOWER, MN 55790-8137 |
| Document Number | 00T1008003 |
|---|---|
| Date | Feb 20, 2019 |
| Instrument | T1008003 |
| Name | ROYAL CU |
|---|---|
| Type | Credit Union |
| Address | EAU CLAIRE, WI 54703 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 19, 2039 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Greenwood Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,400.00 (+22.39%) | ||
| 2025 | $2,778.00 (+8.01%) | $391,000 (+18.99%) Land $219,000 Building $172,000 | $391,000 (+18.99%) Land $219,000 Building $172,000 |
| 2024 | $2,572.00 | $328,600 (+18.76%) Land $175,700 Building $152,900 | $328,600 (+18.76%) Land $175,700 Building $152,900 |
| 2022 | $276,700 Land $150,400 Building $126,300 | $276,700 Land $150,400 Building $126,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 90 / 5 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures