Clay County property record for 3635 Cunningham Rd, Orange Park, FL 32065 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,647 sqft · built 2022 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $490,100 (Jan 2023) |
| Tax Bill | $5,464 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Jan 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-04-25-007873-004-31 |
| Primary APN | 08-04-25-007873-004-31 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,647 sqft Heated Area |
| Gross Area | 3,282 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3635 CUNNINGHAM RD |
|---|---|
| City | ORANGE PARK |
| State | FL |
| Zip | 32065-8232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 31 SUGAR LEAF FARMS AS RECO R 4681 PG 434 |
| Legal Lot Number | 31 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 30207 |
Source: Clay County records · APN 08-04-25-007873-004-31
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3635 CUNNINGHAM RD, ORANGE PARK, FL 32065-8232 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2024 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jan 10, 2023 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 10, 2023 · Amount on Record |
| Deed Sale | Jan 10, 2023 · Amount on Record |
| Deed Document Number | 2023001424 |
| Deed Book / Page | 4681 / 434 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3635 CUNNINGHAM RD, ORANGE PARK, FL 32065-8232 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3635 CUNNINGHAM RD, ORANGE PARK, FL 32065-8232 |
| Document Number | 0047910420 |
|---|---|
| Date | Jan 31, 2024 |
| Book Page | 4791/420 |
| Instrument | 2024004513 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jan 10, 2023 |
| Property Address | 3635 CUNNINGHAM RD, ORANGE PARK, FL 32065-8232 |
| Document Number | 0046810434 |
| Book / Page | 4681 / 434 |
| Map Reference | MB 67 PG 36-43 |
| Instrument Date | Dec 30, 2022 |
| Instrument | 2023001424 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 09, 2024 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,430.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10255 FORTUNE PKWY # 150, 150, JACKSONVILLE, FL 32256-6502 |
| Name | Verified Name |
|---|---|
| Address | 3635 CUNNINGHAM RD, ORANGE PARK, FL 32065-8232 |
| Document Number | 0004681440 |
|---|---|
| Date | Jan 10, 2023 |
| Instrument | 4681/440 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2053 |
Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,464.00 (+0.57%) Homeowner's exemption | $398,443 (+5.99%) | $419,516 (-2.83%) Land $65,000 Building $354,516 |
| 2023 | $5,433.00 (+3,474.34%) Homeowner's exemption | $375,936 (+3,659.36%) | $431,740 (+4,217.4%) Land $50,000 Building $381,740 |
| 2022 | $152.00 | $10,000 Land $10,000 | $10,000 Land $10,000 |
Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 53% of the US · above 23% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 862 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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