3630 Cunningham Rd, Orange Park, FL 32065 Property Records

Clay County property record for 3630 Cunningham Rd, Orange Park, FL 32065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,799 sqft · built 2022
Lot Size	0.143 acres (6,249 sqft)
Owner	Individual Name on Record
Tax Bill	$4,067 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-04-25-007873-004-33`

Property Details

APN / Parcel Number

Primary APN	`08-04-25-007873-004-33`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,799 sqft Living Area
Gross Area	2,240 sqft
1st Floor Area	1,799 sqft
Flooring	Carpet

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,249 sqft (0.143 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3630 CUNNINGHAM RD
City	ORANGE PARK
State	FL
Zip	32065-8232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 33 SUGAR LEAF FARMS AS REC OR 4687 PG 1644
Legal Subdivision	SUGAR LEAF FARMS
Legal Lot Number	33
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	3
Census Block	3003
Census Tract	30207

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3630 CUNNINGHAM RD, ORANGE PARK, FL 32065-8232
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2023
Deed Sale	Feb 7, 2023
Deed Document Number	20235589
Deed Book / Page	4687 / 1644
Record Updated	Sep 20, 2026

February 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Feb 7, 2023
Property Address	3630 CUNNINGHAM RD, ORANGE PARK, FL 32065-8232
Document Number	0046871644
Book / Page	4687 / 1644
Map Reference	MB 67 PG 36-43
Instrument Date	Feb 3, 2023
Instrument	2023005589
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 9, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,720.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10255 FORTUNE PKWY # 150, 150, JACKSONVILLE, FL 32256-6502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3630 CUNNINGHAM RD, ORANGE PARK, FL 32065-8232
Investor	Possibly a Property Investor

Mortgage

Document Number	0046871649
Date	Feb 7, 2023
Instrument	4687/1649

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,067.00 (-2.05%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$316,849 (-1.32%) Land $65,000 Building $251,849	$316,849 (-1.32%) Land $65,000 Building $251,849
2024	$4,152.00 (-20.14%)
2023	$5,199.00 (+3,320.39%)	$321,091 (+3,110.91%) Land $50,000 Building $271,091	$321,091 (+3,110.91%) Land $50,000 Building $271,091
2022	$152.00	$10,000 Land $10,000	$10,000 Land $10,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250