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3620 Cunningham Rd, Orange Park, FL 32065 Property Records

Clay County property record for 3620 Cunningham Rd, Orange Park, FL 32065 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,387 sqft · built 2022
Lot Size0.169 acres (7,386 sqft)
Owner2 Individual Names on File
Tax Bill$5,874 (2025)
Deeds & MortgagesJan 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN08-04-25-007873-004-35

Property Details

APN / Parcel Number

Primary APN08-04-25-007873-004-35

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms4 Rooms
Stories2 Stories
Building Area2,387 sqft Living Area
Gross Area2,833 sqft
1st Floor Area1,047 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Roof TypeGable/Hip
Roof MaterialOther
Lot Area7,386 sqft (0.169 acres)
Garage TypeAttached
Garage Area446 sqft
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3620 CUNNINGHAM RD
CityORANGE PARK
StateFL
Zip32065-8232
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 35 SUGAR LEAF FARMS AS REC OR 4683 PG 397
Legal SubdivisionSUGAR LEAF FARMS
Legal Lot Number35
JurisdictionCLAY FL
Township / Civil DivisionMIDDLEBURG-CLAY HILL
Census Block Group3
Census Block3003
Census Tract30207

Owner

Source: Clay County records · APN 08-04-25-007873-004-35

Assessment roll updated December 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3620 CUNNINGHAM RD, ORANGE PARK, FL 32065-8232
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 19, 2023
Deed SaleJan 19, 2023
Deed Document Number20232692
Deed Book / Page4683 / 397
Record UpdatedSep 20, 2026

January 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionCLAY FL
Recording DateJan 19, 2023
Property Address3620 CUNNINGHAM RD, ORANGE PARK, FL 32065-8232
Document Number0046830397
Book / Page4683 / 397
Map ReferenceMB 67 PG 36-43
Instrument DateJan 04, 2023
Instrument2023002692
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 09, 2024
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,104.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10255 FORTUNE PKWY # 150, 150, JACKSONVILLE, FL 32256-6502

Transferred To (Grantee/Buyer)

NameVerified Name
Address3620 CUNNINGHAM RD, ORANGE PARK, FL 32065-8232

Mortgage

Document Number0004683402
DateJan 19, 2023
Instrument4683/402
Lender
NameNEXERA HOLDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2053

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,874.00 (-1.48%)$385,161 (-2.45%) Land $65,000 Building $320,161$385,161 (-2.45%) Land $65,000 Building $320,161
2024$5,962.00 (-5.65%)
2023$6,319.00 (+4,057.24%)$394,826 (+3,848.26%) Land $50,000 Building $344,826$394,826 (+3,848.26%) Land $50,000 Building $344,826
2022$152.00$10,000 Land $10,000$10,000 Land $10,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190302073, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force

Wildfire

Wildfire RiskModerate
above 60% of the US · above 33% of Florida
Wildfire LikelihoodAbout 1 in 725 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 5 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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