3634 Cortez St, Riverside, CA 92504 Property Records

Riverside County property record for 3634 Cortez St, Riverside, CA 92504

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,182 sqft · built 1948
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$303,000 (Sep 2017)
Tax Bill	$4,176 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`230-042-004`

Property Details

APN / Parcel Number

Primary APN	`230-042-004`
Alternative APN	`052803102`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,182 sqft Living Area
Gross Area	1,452 sqft
1st Floor Area	1,182 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1976
Construction Type	Wood
Roof Material	Gravel
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	052803102
Street Address	3634 CORTEZ ST
City	RIVERSIDE
State	CA
Zip	92504-3710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1065
Legal Description	LOT 22 MB 022/052 MAGNOLIA PARK TR
Legal Subdivision	MAGNOLIA PARK TR
Legal Lot Number	22
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	2
Census Block	2001
Census Tract	31401

Owner

Source: Riverside County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3634 CORTEZ ST, RIVERSIDE, CA 92504-3710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Sep 27, 2017	Grant Deed, Transfer · FHA Mortgage CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2017 · Amount on Record
Deed Sale	Sep 27, 2017 · Amount on Record
Prior Sale	Jul 15, 1999 · Amount on Record
Deed Document Number	2017401270
Prior Transfer Date	Jun 30, 2009
Prior Transfer Doc	0000354833
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	3634 CORTEZ ST, RIVERSIDE, CA 92504-3710
Transaction Type	Mortgage
Record Updated	Nov 19, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4910 GRANADA AVE, RIVERSIDE, CA 92504-2235

Mortgage

Document Number	0000664538
Date	Nov 8, 2021
Instrument	2021-0664538

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 27, 2017
Property Address	3634 CORTEZ ST, RIVERSIDE, CA 92504-3710
Document Number	0000401270
Map Reference	MB 22 PG 52
Instrument Date	Aug 15, 2017
Instrument	2017-0401270
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$666.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3634 CORTEZ ST, RIVERSIDE, CA 92504-3710

Mortgage

Document Number	0000401271
Date	Sep 27, 2017
Instrument	2017-0401271

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$377,866 (+2%) Land $81,235 Building $296,631
2025	$4,176.00 (+3.83%)	$370,458 (+4.04%) Land $79,643 Building $290,815
2023	$4,022.00 (+1.85%)	$356,074 Land $76,551 Building $279,523
2022	$3,949.00
2021			$368,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

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