3654 Cortez St, Riverside, CA 92504 Property Records

Riverside County property record for 3654 Cortez St, Riverside, CA 92504

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 824 sqft · built 1948
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Jun 2018)
Tax Bill	$3,601 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`230-042-006`

Property Details

APN / Parcel Number

Primary APN	`230-042-006`
Alternative APN	`052803104`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	824 sqft Living Area
Gross Area	1,084 sqft
1st Floor Area	824 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Construction Type	Wood
Roof Material	Gravel
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	052803104
Street Address	3654 CORTEZ ST
City	RIVERSIDE
State	CA
Zip	92504-3710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1065
Legal Description	LOT 24 MB 022/052 MAGNOLIA PARK TR
Legal Subdivision	MAGNOLIA PARK TR
Legal Lot Number	24
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	2
Census Block	2001
Census Tract	31401

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	476 JENNY CIR, CORONA, CA 92882-2502
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Jul 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage VISION ONE MORTGAGE INC
Jun 22, 2018	Grant Deed, Transfer · Conventional Mortgage VISION ONE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2018 · Amount on Record
Deed Sale	Jun 22, 2018 · Amount on Record
Prior Sale	Sep 17, 2010 · Amount on Record
Deed Document Number	2018253603
Prior Transfer Date	May 12, 2006
Prior Transfer Doc	0000443350
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	3654 CORTEZ ST, RIVERSIDE, CA 92504-3710
Transaction Type	Mortgage
Record Updated	Aug 9, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	476 JENNY CIR, CORONA, CA 92882-2502

Mortgage

Document Number	0000443739
Date	Jul 26, 2021
Instrument	2021-0443739

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	3654 CORTEZ ST, RIVERSIDE, CA 92504-3710
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000306976
Date	Jul 27, 2017
Instrument	2017-0306976

Lender

Name	VISION ONE MORTGAGE INC
Type	Mortgage Company
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 22, 2018
Property Address	3654 CORTEZ ST, RIVERSIDE, CA 92504-3710
Document Number	0000253603
Map Reference	MB 22 PG 52
Instrument Date	Apr 18, 2018
Instrument	2018-0253603
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$616.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 1868, CORONA, CA 92878-1868

Mortgage

Document Number	0000253604
Date	Jun 22, 2018
Instrument	2018-0253604

Lender

Name	VISION ONE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$324,957 (+2%) Land $104,450 Building $220,507
2025	$3,601.00 (+3.84%)	$318,586 (+4.04%) Land $102,402 Building $216,184
2023	$3,468.00 (+1.85%)	$306,218 Land $98,427 Building $207,791
2022	$3,405.00
2021			$337,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

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