3605 Cortez St, Riverside, CA 92504 Property Records

Riverside County property record for 3605 Cortez St, Riverside, CA 92504

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,451 sqft · built 1948
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$188,000 (Apr 2012)
Tax Bill	$4,155 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`230-046-004`

Property Details

APN / Parcel Number

Primary APN	`230-046-004`
Alternative APN	`052803068`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,451 sqft Living Area
Gross Area	1,501 sqft
1st Floor Area	1,451 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Gravel
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Carport
Garage Area	187 sqft
Carport	Carport
Carport Area	187 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	052803068
Street Address	3605 CORTEZ ST
City	RIVERSIDE
State	CA
Zip	92504-3707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1065
Legal Description	LOT 18 MB 022/052 MAGNOLIA PARK TR
Legal Subdivision	MAGNOLIA PARK TR
Legal Lot Number	18
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	2
Census Block	2000
Census Tract	31401

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3605 CORTEZ ST, RIVERSIDE, CA 92504-3707
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 20, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ARROWHEAD CU
Nov 20, 2017	Quit Claim Deed, Transfer · Conventional Mortgage EXCELERATE CAP
Oct 12, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2012 · Amount on Record
Deed Sale	Apr 20, 2012 · Amount on Record
Prior Sale	Aug 31, 2009 · Amount on Record
Deed Document Number	2012179931
Transfer Doc	0000365439
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	3605 CORTEZ ST, RIVERSIDE, CA 92504-3707
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3605 CORTEZ ST, RIVERSIDE, CA 92504-3707

Mortgage

Document Number	0000103720
Date	Feb 17, 2021
Instrument	2021-0103720

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	3605 CORTEZ ST, RIVERSIDE, CA 92504-3707
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3605 CORTEZ ST, RIVERSIDE, CA 92504-3707

Mortgage

Document Number	0000277759
Date	Sep 20, 2023
Instrument	2023-0277759

Lender

Name	ARROWHEAD CU
Type	Credit Union
Address	RANCHO CUCAMONGA, CA 91729

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 20, 2043

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 20, 2017
Property Address	3605 CORTEZ ST, RIVERSIDE, CA 92504-3707
Document Number	0000485482
Instrument Date	Nov 9, 2017
Instrument	485482
Transaction Type	Transfer
Record Updated	Dec 6, 2017
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3605 CORTEZ ST RIVERSIDE CA 925043707, RIVERSIDE, CA 92504-3707

Mortgage

Document Number	485483
Date	Nov 20, 2017
Instrument	485483

Lender

Name	EXCELERATE CAP
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2047

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 12, 2017
Property Address	3605 CORTEZ ST, RIVERSIDE, CA 92504-3707
Document Number	0000422977
Instrument Date	Oct 3, 2017
Instrument	422977
Transaction Type	Transfer
Record Updated	Oct 20, 2017

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3605 CORTEZ ST RIVERSIDE CA 925043707, RIVERSIDE, CA 92504-3707

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$382,987 (+2%) Land $81,238 Building $301,749
2025	$4,155.00 (+3.41%) Homeowner's exemption	$375,479 (+4.04%) Land $79,646 Building $295,833
2024	$4,018.00 (+0.48%)
2023	$3,999.00 (+1.91%) Homeowner's exemption	$360,901 Land $76,554 Building $284,347
2022	$3,924.00
2021			$439,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

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