McLean County property record for 3631 Napa Ln, Normal, IL 61761
| Property Type | Single Family Home |
|---|---|
| Details | 1,328 sqft · built 2017 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $295,000 (Jun 2021) |
| Tax Bill | $8,405 (2024) |
| Deeds & Mortgages | Jan 2022 Transfer Jun 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-19-157-031 |
| Primary APN | 15-19-157-031 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,328 sqft Living Area |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,405 sqft (0.17 acres) |
| Street Address | 3631 NAPA LN |
|---|---|
| City | NORMAL |
| State | IL |
| Zip | 61761-9219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VINEYARDS SUB 9TH ADD LOT 327 |
| Legal Subdivision | VINEYARDS SUB |
| Legal Lot Number | 327 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | TOWANDA |
| Census Block Group | 5 |
| Census Block | 5108 |
| Census Tract | 5102 |
3631 Napa Ln is owned and occupied by two individuals who acquired it in December 2021.
Source: McLean County records, as of April 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3631 NAPA LN, NORMAL, IL 61761-9219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 14, 2022 | Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jun 25, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC |
| Apr 24, 2017 | Deed of Trust, Mortgage · Commercial Mortgage HEARTLAND BANK & TRUST CO |
| Nov 15, 2017 | Warranty Deed, Subdivision Related Transfer · ARM MORTGAGE SERVICES III LLC |
| Feb 28, 2017 | Corporation Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2021 · Amount on File |
| Deed Sale | Jun 25, 2021 · Amount on File |
| Prior Sale | Nov 15, 2017 · Amount on File |
| Deed Document Number | 202115074 |
| Last Transfer Date | Dec 24, 2021 |
| Transfer Doc | 0000000819 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Jan 14, 2022 |
| Property Address | 3631 NAPA LN, NORMAL, IL 61761-9219 |
| Document Number | 202200000819 |
| Map Reference | DOC 2016-6993 |
| Instrument Date | Dec 24, 2021 |
| Instrument | 2022-00000819 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3631 NAPA LN, NORMAL, IL 61761-9219 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Jun 25, 2021 |
| Property Address | 3631 NAPA LN, NORMAL, IL 61761-9219 |
| Document Number | 202100015074 |
| Map Reference | DOC 2016-6993 |
| Instrument Date | Jun 16, 2021 |
| Instrument | 2021-00015074 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2021 |
| Title Company | NOT AVAILABLE, FTC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $442.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3631 NAPA LN, NORMAL, IL 61761-9219 |
| Document Number | 202100015075 |
|---|---|
| Date | Jun 25, 2021 |
| Instrument | 2021-00015075 |
| Name | FIRST STATE MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 3631 NAPA LN, NORMAL, IL 61761-9219 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201700006940 |
|---|---|
| Date | Apr 24, 2017 |
| Instrument | 2017-00006940 |
| Name | HEARTLAND BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61702 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 7 Months |
| Due | Nov 18, 2017 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Nov 15, 2017 |
| Property Address | 3631 NAPA LN, NORMAL, IL 61761-9219 |
| Document Number | 201700020620 |
| Map Reference | DOC2016-6993 |
| Instrument Date | Oct 27, 2017 |
| Instrument | 2017-00020620 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $375.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3631 NAPAL LN, NORMAL, IL 61761-9219 |
| Document Number | 201700020621 |
|---|---|
| Date | Nov 15, 2017 |
| Instrument | 2017-00020621 |
| Name | MORTGAGE SERVICES III LLC |
|---|---|
| Type | Lending Institution |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Nov 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
| Document Type | Corporation Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Feb 28, 2017 |
| Property Address | 3631 NAPA LN, NORMAL, IL 61761-9219 |
| Document Number | 201700003547 |
| Map Reference | DOC201600006993 |
| Instrument Date | Feb 17, 2017 |
| Instrument | 2017-00003547 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $288.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 205 LANDMARK DR, NORMAL, IL 61761-2376 |
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Towanda Township |
| Municipality | Normal Town |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $119,662 Land $24,661 Building $95,001 | $358,986 Land $73,983 Building $285,003 | |
| 2024 | $8,405.00 (+7.26%) | ||
| 2023 | $7,836.00 | $98,447 Land $20,289 Building $78,158 | $295,341 Land $60,867 Building $234,474 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3631 Napa Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1979–2021) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3631 Napa Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAL serves 52,736 people · EPA ID IL1130900 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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