3626 Napa Ln, Normal, IL 61761 Property Records

McLean County property record for 3626 Napa Ln, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	1,909 sqft · built 2022
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (May 2023)
Tax Bill	$15,309 (2024)
Deeds & Mortgages	Sep 2025 Line of Credit Aug 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-19-101-061`

Property Details

APN / Parcel Number

Primary APN	`15-19-101-061`

Interior

Stories	2 Stories
Building Area	1,909 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	3626 NAPA LN
City	NORMAL
State	IL
Zip	61761-9570
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VINEYARDS SUB 9TH ADD LOT 293
Legal Subdivision	VINEYARDS SUB
Legal Lot Number	293
Jurisdiction	MCLEAN IL
Township / Civil Division	TOWANDA
Census Block Group	5
Census Block	5107
Census Tract	5102

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3626 NAPA LN, NORMAL, IL 61761-9570
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · Line of Credit MORTON COMMUNITY BANK
Aug 15, 2023	Deed of Trust, Mortgage · Line of Credit MORTON COMMUNITY BANK
May 30, 2023	Warranty Deed, Transfer · Conventional Mortgage MORTON COMMUNITY BANK
May 26, 2021	Warranty Deed, Transfer NOT AVAILABLE, FTC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2023 · Amount on Record
Deed Sale	May 30, 2023 · Amount on Record
Prior Sale	May 26, 2021 · Amount on Record
Deed Document Number	20236811
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3626 NAPA LN, NORMAL, IL 61761-9570
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3626 NAPA LN, NORMAL, IL 61761-9570

Mortgage

Document Number	202500012943
Date	Sep 17, 2025
Instrument	2025-00012943

Lender

Name	MORTON COMMUNITY BANK
Type	Bank
Address	MORTON, IL 61550

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3626 NAPA LN, NORMAL, IL 61761-9570
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3626 NAPA LN, NORMAL, IL 61761-9570

Mortgage

Document Number	202300010760
Date	Aug 15, 2023
Instrument	2023-00010760

Lender

Name	MORTON COMMUNITY BANK
Type	Bank
Address	61580

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	May 30, 2023
Property Address	3626 NAPA LN, NORMAL, IL 61761-9570
Document Number	202300006811
Map Reference	DOC 2016-00006993
Instrument Date	May 25, 2023
Instrument	2023-00006811
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3626 NAPA LN, NORMAL, IL 61761-9570

Mortgage

Document Number	202300006812
Date	May 30, 2023
Instrument	2023-00006812

Lender

Name	MORTON COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2030
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	7%
Index	1-Year CMT
Max Rate	10%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	May 26, 2021
Property Address	3626 NAPA LN, NORMAL, IL 61761-9570
Document Number	202100012454
Map Reference	DOC 2016-00006993
Instrument Date	May 14, 2021
Instrument	2021-00012454
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount Recorded
Tax	$183.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3620 NAPA LN, NORMAL, IL 61761-9570

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Towanda Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$223,750 (+17.81%) Land $23,440 Building $200,310	$671,250 (+17.81%) Land $70,320 Building $600,930
2024	$15,309.00 (-1.81%)
2023	$15,591.00 (+701.59%)	$189,920 (+768.29%) Land $19,285 Building $170,635	$569,761 (+768.29%) Land $57,855 Building $511,906
2022	$1,945.00	$21,873 Land $21,873	$65,619 Land $65,619

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1979–2021)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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