3628 Napa Ln, Normal, IL 61761 Property Records

McLean County property record for 3628 Napa Ln, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	1,856 sqft · built 2021
Lot Size	0.21 acres (9,147 sqft)
Owner	Individual Name on File
Last Sale	$440,000 (Dec 2022)
Tax Bill	$9,278 (2024)
Deeds & Mortgages	Dec 2022 Sale & Mortgage May 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`15-19-101-062`

Property Details

APN / Parcel Number

Primary APN	`15-19-101-062`

Interior

Stories	1 Story
Building Area	1,856 sqft Living Area
1st Floor Area	1,856 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Lot Area	9,147 sqft (0.21 acres)

Location & Zoning

Street Address	3628 NAPA LN
City	NORMAL
State	IL
Zip	61761-9570
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VINEYARDS SUB 9TH ADD LOT 294
Legal Subdivision	VINEYARDS SUB
Legal Lot Number	294
Jurisdiction	MCLEAN IL
Township / Civil Division	TOWANDA
Census Block Group	5
Census Block	5107
Census Tract	5102

Owner

3628 Napa Ln is owned and occupied by an individual who bought it in December 2022.

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3628 NAPA LN, NORMAL, IL 61761-9570
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
May 26, 2021	Warranty Deed, Transfer NOT AVAILABLE, FTC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2022 · Amount on File
Deed Sale	Dec 13, 2022 · Amount on File
Prior Sale	May 26, 2021 · Amount on File
Deed Document Number	202221714
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Dec 13, 2022
Property Address	3628 NAPA LN, NORMAL, IL 61761-9570
Document Number	202200021714
Map Reference	DOC 2016-00006993
Instrument Date	Dec 8, 2022
Instrument	2022-00021714
Transaction Type	Transfer
Record Updated	Sep 25, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3628 NAPA LN, NORMAL, IL 61761-9570

Mortgage

Document Number	202200021715
Date	Dec 13, 2022
Instrument	2022-00021715

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2028
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Index	1-Year CMT
Max Rate	10.8%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	May 26, 2021
Property Address	3628 NAPA LN, NORMAL, IL 61761-9570
Document Number	202100012454
Map Reference	DOC 2016-00006993
Instrument Date	May 14, 2021
Instrument	2021-00012454
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount on Record
Tax	$183.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3620 NAPA LN, NORMAL, IL 61761-9570

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Towanda Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$131,423 Land $23,440 Building $107,983	$394,269 Land $70,320 Building $323,949
2024	$9,278.00 (+7.17%)
2023	$8,657.00 (-0.06%)	$108,124 (+10.99%) Land $19,285 Building $88,839	$324,372 (+10.99%) Land $57,855 Building $266,517
2022	$8,662.00	$97,417 Land $17,375 Building $80,042	$292,251 Land $52,125 Building $240,126

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3628 Napa Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1979–2021)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3628 Napa Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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