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3620 Mount Vernon Ave, Oceanside, CA 92057 Property Records

San Diego County property record for 3620 Mount Vernon Ave, Oceanside, CA 92057 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,059 sqft · built 1974
Lot Size0.39 acres (1,685 sqft)
Owner2 Company Names on File
Last Sale$379,000 (Jun 2021)
Tax Bill$4,636 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Jul 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN162-332-25-00

Property Details

APN / Parcel Number

Primary APN162-332-25-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,059 sqft Living Area

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Lot Area1,685 sqft (0.39 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address3620 MOUNT VERNON AVE
CityOCEANSIDE
StateCA
Zip92057-8601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 234 UND 1/141 INT IN LOT C&ALL OF TR 007536
Legal SubdivisionOCEANA SOUTH
Legal Tract007536
Legal Block3
Legal Lot Number234,C
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3014
Census Tract18512

Owner

Source: San Diego County records · APN 162-332-25-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address2100 E END AVE, WINTER PARK, FL 32789-6628
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2021Grant Deed, Transfer · Conventional Mortgage
WINTRUST MORTGAGE
Jul 17, 2017Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Mar 16, 2018Grant Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 25, 2021 · Amount on Record
Deed SaleJun 25, 2021 · Amount on Record
Prior SaleMar 16, 2018 · Amount on Record
Deed Document Number2021464422
Last Transfer DateApr 02, 2025
Transfer Doc0000084261
Record UpdatedSep 20, 2026

June 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 25, 2021
Property Address3620 MOUNT VERNON AVE, OCEANSIDE, CA 92057-8601
Document Number0000464422
Map ReferenceMAP 7536
Instrument DateJun 16, 2021
Instrument2021-0464422
Transaction TypeTransfer
Record UpdatedJul 06, 2021
Title CompanyPACIFIC COAST TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2100 EAST END AVE, WINTER PARK, FL 32789-6628

Mortgage

Document Number0000464423
DateJun 25, 2021
Instrument2021-0464423
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3620 MOUNT VERNON AVE, OCEANSIDE, CA 92057-8601
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000320187
DateJul 17, 2017
Instrument2017-0320187
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2047

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 16, 2018
Property Address3620 MOUNT VERNON AVE, OCEANSIDE, CA 92057-8601
Document Number0000103972
Instrument DateFeb 07, 2018
Instrument103972
Transaction TypeTransfer
Record UpdatedMar 21, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$298.10
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3620 MOUNT VERNON AVE OCEANSIDE CA 920578601, OCEANSIDE, CA 92057-8601

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$418,442 (+2%) Land $167,363 Building $251,079
2025$4,636.00 (+5.17%)$410,238 (+4.04%) Land $164,082 Building $246,156
2023$4,408.00 (+1.54%)$394,310 Land $157,711 Building $236,599
2022$4,341.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185123, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1998, tidal / storm surge, Severe Winter Storms And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 447 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: California Internet, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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