St. Charles County property record for 3631 Hempstead St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,624 sqft · built 2005 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $430,000 (Aug 2024) |
| Tax Bill | $4,578 (2024) |
| Deeds & Mortgages | Mar 2024 Transfer Oct 2019 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | T060500242 |
| Primary APN | T060500242 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,624 sqft Living Area |
| Gross Area | 3,008 sqft |
| 1st Floor Area | 1,504 sqft |
| Basement Area | 1,504 sqft |
| Finished Basement | 1,120 sqft |
| Unfinished Basement | 384 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Siding |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Detached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 356 sqft |
| Patio Area | 144 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T060500242 |
|---|---|
| Street Address | 3631 HEMPSTEAD ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-8104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEW TOWN AT ST CHAS #1 LOT 905 |
| Legal Subdivision | NEW TOWN AT ST CHAS #1 |
| Legal Lot Number | 905 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 310201 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 43 MIMOSA BEACH DR, CLIMAX SPRINGS, MO 65324-2442 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 22, 2024 | Intrafamily Transfer, Transfer |
| Oct 16, 2019 | Deed of Trust, Mortgage GUARANTEED RATE |
| Aug 23, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Oct 19, 2018 | Warranty Deed, Transfer DAS ACQUISITION |
| Jun 26, 2018 | Warranty Deed, Transfer FIRST ST BK/ST CHARLES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2024 · Amount on Record |
| Deed Sale | Aug 21, 2024 · Amount on Record |
| Prior Sale | Oct 19, 2018 · Amount on Record |
| Deed Document Number | 202433867 |
| Prior Transfer Date | Mar 12, 2024 |
| Prior Transfer Doc | 0000010800 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 22, 2024 |
| Property Address | 3631 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8104 |
| Document Number | 0000010800 |
| Map Reference | MB 42 PG 14 |
| Instrument Date | Mar 12, 2024 |
| Instrument | 2024R-010800 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3631 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8104 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3631 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8104 |
| Document Number | 0071670820 |
| Instrument Date | Oct 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2019 |
| Title Company | RAVENSWOOD TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3631 HEMPSTEAD ST ST CHARLES MO 633018104, ST CHARLES, MO 63301-8104 |
| Document Number | 0071670820 |
|---|---|
| Date | Oct 22, 2019 |
| Book Page | 007167/000820 |
| Instrument | 595600 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Oct 21, 2034 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 23, 2019 |
| Property Address | 3631 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8104 |
| Document Number | 0071281407 |
| Book / Page | 007128 / 001407 |
| Instrument Date | Jun 24, 2019 |
| Instrument | 448180 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 3631 HEMPSTEAD ST ST CHARLES MO 633018104, ST CHARLES, MO 63301-8104 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 19, 2018 |
| Property Address | 3631 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8104 |
| Document Number | 0069921173 |
| Book / Page | 006992 / 001173 |
| Instrument Date | Oct 17, 2018 |
| Instrument | 598010 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2019 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3170 CANAL ST ST CHARLES MO 633018500, ST CHARLES, MO 63301-8500 |
| Document Number | 69921175 |
|---|---|
| Date | Oct 19, 2018 |
| Book Page | 006992/001175 |
| Instrument | 598020 |
| Name | DAS ACQUISITION |
|---|---|
| Address | ST LOUIS, MO 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 18, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 26, 2018 |
| Property Address | 3631 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8104 |
| Document Number | 0069391332 |
| Book / Page | 006939 / 001332 |
| Instrument Date | Jun 22, 2018 |
| Instrument | 356510 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3631 HEMPSTEAD ST ST CHARLES MO 633018104, ST CHARLES, MO 63301-8104 |
| Document Number | 69391334 |
|---|---|
| Date | Jun 26, 2018 |
| Book Page | 006939/001334 |
| Instrument | 356520 |
| Name | FIRST ST BK/ST CHARLES |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 25, 2048 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $75,164 (-) | $395,598 (-) Land $93,336 Building $302,262 | |
| 2025 | $75,164 (+10.11%) | $395,598 (+10.11%) Land $93,336 Building $302,262 | |
| 2024 | $4,578.00 | ||
| 2023 | $68,263 | ||
| 2022 | $359,280 Land $70,002 Building $289,278 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2019 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures